851 Cody Rd, Marshall, NC 28753 Property Records

Madison County property record for 851 Cody Rd, Marshall, NC 28753

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,040 sqft · built 2018
Lot Size	23.4 acres (1,022,353 sqft)
Owner	2 Individual Names on File
Last Sale	$115,000 (Aug 2017)
Tax Bill	$3,301 (2025)
Deeds & Mortgages	Mar 2025 Line of Credit May 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`9728-40-2102`

Property Details

APN / Parcel Number

Primary APN	`9728-40-2102`
Alternative APNs	`9728402102 0010298` `10298`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,040 sqft Heated Area
1st Floor Area	2,040 sqft
Basement Area	2,040 sqft
Unfinished Basement	2,040 sqft
Flooring	Hardwood

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,022,353 sqft (23.4 acres)
Garage Area	624 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Other

Location & Zoning

Street Address	851 CODY RD
City	MARSHALL
State	NC
Zip	28753-0389
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Subdivision	SURVEY FOR TERRY LAWS
Legal Block	40
Jurisdiction	MADISON NC
Township / Civil Division	10, GRAPEVINE
Census Block Group	2
Census Block	2000
Census Tract	10601

Owner

Source: Madison County records · APN 9728-40-2102

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	851 CODY RD, MARSHALL, NC 28753-0389
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2025	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
May 20, 2019	Deed of Trust, Mortgage · ARM THE FIRST BANK & TRUST CO
Mar 06, 2020	Deed of Trust, Mortgage FARM CREDIT SVCS
Jun 15, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FIRST BK & TR CO
Aug 25, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 25, 2017 · Amount on Record
Deed Sale	Aug 25, 2017 · Amount on Record
Deed Book / Page	635 / 618
Record Updated	Sep 20, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	851 CODY RD, MARSHALL, NC 28753-0389
Transaction Type	Mortgage
Record Updated	Apr 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008080709
Date	Mar 20, 2025
Book Page	808/709
Instrument	357529

Lender

Name	HOMETRUST BANK
Type	Bank
Address	PO BOX 10, ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 01, 2050

Interest

Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	851 CODY RD, MARSHALL, NC 28753-0389
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006690290
Date	May 20, 2019
Book Page	669/290

Lender

Name	THE FIRST BANK & TRUST CO
Type	Bank
Address	BRISTOL, VA 24202

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 01, 2029
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.5%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON NC
Property Address	851 CODY RD, MARSHALL, NC 28753-0389
Document Number	0006860066
Instrument Date	Mar 06, 2020
Transaction Type	Mortgage
Record Updated	Mar 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	851 CODY RD MARSHALL NC 28753, MARSHALL, NC 28753

Mortgage

Document Number	0006860066
Date	Mar 11, 2020
Book Page	000686/000066
Instrument	335791

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LIBERTY, NC 27298

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MADISON NC
Recording Date	Jun 15, 2018
Property Address	851 CODY RD, MARSHALL, NC 28753-0389
Document Number	0006510673
Book / Page	000651 / 000673
Instrument Date	Jun 06, 2018
Transaction Type	Construction Loan
Record Updated	Jun 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1405 METCALF CREEK LOOP MARS HILL NC 287545204, MARS HILL, NC 28754-5204

Mortgage

Document Number	6510673
Date	Jun 15, 2018
Book Page	000651/000673

Lender

Name	FIRST BK & TR CO
Address	BRISTOL, VA 24202

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 14, 2019

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Aug 25, 2017
Property Address	851 CODY RD, MARSHALL, NC 28753-0389
Document Number	0006350618
Book / Page	000635 / 000618
Instrument Date	Aug 25, 2017
Instrument	326346
Transaction Type	Transfer
Record Updated	Sep 06, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$230.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	17 WORTHINGTON LN WEAVERVILLE NC 287877706, WEAVERVILLE, NC 28787-7706

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,301.00	$792,843 (+76.17%) Land $182,355 Building $610,488	$792,843 (+76.17%) Land $182,355 Building $610,488
2023		$450,040 Land $129,866 Building $320,174	$450,040 Land $129,866 Building $320,174

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 31, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
French Broad Electric Membership Fiber	1,000 / 1,000

Based on FCC filings for 3 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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