Ramsey County property record for 851 Co Rd C E, Maplewood, MN 55109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,404 sqft · built 1938 |
| Lot Size | 0.382 acres (16,640 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $433,000 (Sep 2026) |
| Tax Bill | $4,162 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-29-22-33-0012 |
| Primary APN | 04-29-22-33-0012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 856 sqft |
| Family Room | Family Room |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,640 sqft (0.382 acres) |
| Lot Dimensions | 160 ft deep x 104 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Water Source | Well |
| Account Number | 123735 |
|---|---|
| Street Address | 851 COUNTY ROAD C E |
| City | SAINT PAUL |
| State | MN |
| Zip | 55109-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REGISTERED LAND SURVEY 84 SUBJ TO RDS BEG ON ELY L OF AND 60 FT SLY ...NLY ON ELY L THEREOF TO BEG IN D |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 04 |
| Legal Subdivision | REGISTERED LAND SURVEY 84 |
| Legal Tract | D |
| Legal Lot Number | TRACT |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | MAPLEWOOD |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 42301 |
Source: Ramsey County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 851 COUNTY ROAD C E, SAINT PAUL, MN 55109-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Sep 1, 2026 | Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| May 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Jun 3, 2020 | Warranty Deed, Transfer · Conventional with PMI USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2026 · Amount on Record |
| Deed Sale | Sep 1, 2026 · Amount on Record |
| Prior Sale | Jun 3, 2020 · Amount on Record |
| Deed Document Number | 20262822933 |
| Prior Transfer Date | Jan 6, 2016 |
| Prior Transfer Doc | 0002550577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Sep 1, 2026 |
| Property Address | 851 COUNTY ROAD C E, SAINT PAUL, MN 55109-1009 |
| Document Number | 0002822933 |
| Instrument Date | Jul 30, 2026 |
| Instrument | 20262822933 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $148,692.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 851 COUNTY ROAD C E, SAINT PAUL, MN 55109-1009 |
| Document Number | 0002822934, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 20262822934 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 851 COUNTY ROAD C E, MAPLEWOOD, MN 55109-1009 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2021 |
| Title Company | FITCO |
| Name | Verified Name |
|---|
| Document Number | 0A04882225 |
|---|---|
| Date | May 6, 2021 |
| Instrument | A04882225 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jun 3, 2020 |
| Property Address | 851 COUNTY ROAD C E, MAPLEWOOD, MN 55109-1009 |
| Document Number | 0002666670 |
| Instrument Date | May 11, 2020 |
| Instrument | 2666670 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2020 |
| Title Company | BURNET TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $935.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 851 COUNTY ROAD C E MAPLEWOOD MN 551091009, MAPLEWOOD, MN 55109-1009 |
| Document Number | 2666671 |
|---|---|
| Date | Jun 3, 2020 |
| Instrument | 2666671 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 2, 2050 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | Maplewood City |
| Unified School District | North St. Paul-Maplewood-Oakdale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $295,700 (-2.15%) Land $79,200 Building $216,500 | $295,700 (-2.15%) Land $79,200 Building $216,500 | |
| 2025 | $4,162.00 (+14.78%) Homeowner's exemption | $302,200 (+6.52%) Land $79,200 Building $223,000 | $302,200 (+6.52%) Land $79,200 Building $223,000 |
| 2023 | $3,626.00 Homeowner's exemption | $283,700 Land $79,200 Building $204,500 | $283,700 Land $79,200 Building $204,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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