851 Co Rd C E, Maplewood (Saint Paul), MN 55109 Property Records

Ramsey County property record for 851 Co Rd C E, Maplewood, MN 55109

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,404 sqft · built 1938
Lot Size0.382 acres (16,640 sqft)
Owner2 Individual Names on Record
Last Sale$433,000 (Sep 2026)
Tax Bill$4,162 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
May 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-29-22-33-0012

Property Details

APN / Parcel Number

Primary APN04-29-22-33-0012
Alternative APNs
  • 8102469
  • 123735

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,404 sqft Living Area
1st Floor Area856 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1959
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area16,640 sqft (0.382 acres)
Lot Dimensions160 ft deep x 104 ft wide
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
Water SourceWell

Location & Zoning

Account Number123735
Street Address851 COUNTY ROAD C E
CitySAINT PAUL
StateMN
Zip55109-1009
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREGISTERED LAND SURVEY 84 SUBJ TO RDS BEG ON ELY L OF AND 60 FT SLY ...NLY ON ELY L THEREOF TO BEG IN D
Legal Range22
Legal Township29
Legal Section04
Legal SubdivisionREGISTERED LAND SURVEY 84
Legal TractD
Legal Lot NumberTRACT
JurisdictionRAMSEY MN
Township / Civil DivisionMAPLEWOOD
Census Block Group3
Census Block3004
Census Tract42301

Owner

Source: Ramsey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address851 COUNTY ROAD C E, SAINT PAUL, MN 55109-1009
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Warranty Deed, Transfer · Conventional Mortgage
LUMINATE HOME LOANS INC
May 6, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCING CORP
Jun 3, 2020Warranty Deed, Transfer · Conventional with PMI
USAA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2026 · Amount on Record
Deed SaleSep 1, 2026 · Amount on Record
Prior SaleJun 3, 2020 · Amount on Record
Deed Document Number20262822933
Prior Transfer DateJan 6, 2016
Prior Transfer Doc0002550577
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateSep 1, 2026
Property Address851 COUNTY ROAD C E, SAINT PAUL, MN 55109-1009
Document Number0002822933
Instrument DateJul 30, 2026
Instrument20262822933
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyAMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$148,692.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address851 COUNTY ROAD C E, SAINT PAUL, MN 55109-1009

Mortgage

Document Number0002822934,
DateSep 1, 2026
Instrument20262822934
Lender
NameLUMINATE HOME LOANS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRAMSEY MN
Property Address851 COUNTY ROAD C E, MAPLEWOOD, MN 55109-1009
Transaction TypeMortgage
Record UpdatedMay 13, 2021
Title CompanyFITCO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A04882225
DateMay 6, 2021
InstrumentA04882225
Lender
NameAMERICAN FINANCING CORP
TypeLending Institution
AddressAURORA, CO 80014
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateJun 3, 2020
Property Address851 COUNTY ROAD C E, MAPLEWOOD, MN 55109-1009
Document Number0002666670
Instrument DateMay 11, 2020
Instrument2666670
Transaction TypeTransfer
Record UpdatedJun 11, 2020
Title CompanyBURNET TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$935.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address851 COUNTY ROAD C E MAPLEWOOD MN 551091009, MAPLEWOOD, MN 55109-1009

Mortgage

Document Number2666671
DateJun 3, 2020
Instrument2666671
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 2, 2050

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityMaplewood City
Unified School DistrictNorth St. Paul-Maplewood-Oakdale School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$295,700 (-2.15%) Land $79,200 Building $216,500$295,700 (-2.15%) Land $79,200 Building $216,500
2025$4,162.00 (+14.78%) Homeowner's exemption$302,200 (+6.52%) Land $79,200 Building $223,000$302,200 (+6.52%) Land $79,200 Building $223,000
2023$3,626.00 Homeowner's exemption$283,700 Land $79,200 Building $204,500$283,700 Land $79,200 Building $204,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: CenturyLink.

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