851 Clore Rd, Madison, VA 22727 Property Records

Madison County property record for 851 Clore Rd, Madison, VA 22727

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,553 sqft · built 1967
Lot Size	0.875 acres (38,115 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,596 (2023)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40--9J`

Property Details

APN / Parcel Number

Primary APN	`40--9J`
Alternative APN	`4783`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,553 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,115 sqft (0.875 acres)
Terrain	Rolling
Porch	Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4783
Old Parcel Number	40- -9J
Street Address	851 CLORE RD
City	MADISON
State	VA
Zip	22727-2865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	IN 110001008 0.875 AC 40-9J RT 637
Jurisdiction	MADISON VA
Township / Civil Division	RAPIDAN
Census Block Group	1
Census Block	1002
Census Tract	930201

Owner

Source: Madison County records, as of December 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	7508 RUTH RD, MADISON, VA 22727-5029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF VIRGINIA COMMUNITY CU
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage MEMBER OPTIONS LLC
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF VA COMMUNITY CU

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Sep 19, 2007
Deed Sale	Sep 19, 2007
Prior Sale	Sep 19, 2007
Deed Document Number	0070002080
Last Transfer Date	Jul 18, 2011
Transfer Doc	0110001008
Record Updated	Jun 7, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	851 CLORE RD, MADISON, VA 22727-2865
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250001528
Date	Nov 21, 2025
Instrument	250001528

Lender

Name	UNIVERSITY OF VIRGINIA COMMUNITY CU
Type	Credit Union
Address	CHARLOTTESVILLE, VA 22901

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	851 CLORE RD, MADISON, VA 22727-2865
Transaction Type	Mortgage
Record Updated	Dec 14, 2023
Title Company	NOT AVAILABLE, FACT FINDERS TITLE & SETTLEM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000219
Date	Feb 3, 2021
Instrument	210000219

Lender

Name	MEMBER OPTIONS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2041

Interest

Rate Type	Fixed Rate

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON VA
Property Address	851 CLORE RD, MADISON, VA 22727-2865
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220001744
Date	Nov 29, 2022
Instrument	220001744

Lender

Name	UNIVERSITY OF VA COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Nov 20, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Madison County
Unified School District	Madison County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,596.00	$215,800 Land $62,000 Building $153,800	$215,800 Land $62,000 Building $153,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Virginia Broadband Fixed Wireless · not low latency	100 / 25

May also be available: Firefly Fiber Broadband.

Nearby Properties on Clore Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures