851 Chestnut St, Kulpmont, PA 17834 Property Records

Northumberland County property record for 851 Chestnut St, Kulpmont, PA 17834

Property Summary

Property Type	Single Family Home
Lot Size	0.051 acres (2,250 sqft)
Owner	Company Name on Record
Last Sale	$125,000 (May 2018)
Tax Bill	$626 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`002-00-003-223`

Property Details

APN / Parcel Number

Primary APN	`002-00-003-223`

Exterior

Lot Area	2,250 sqft (0.051 acres)
Lot Dimensions	150 ft deep x 15 ft wide

Location & Zoning

Street Address	851 CHESTNUT ST
City	KULPMONT
State	PA
Zip	17834-1313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 X 150
Legal Subdivision	KULPMONT
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	KULPMONT
Census Block Group	3
Census Block	3027
Census Tract	82400

Owner

Source: Northumberland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	472 LOCUST LN, CATAWISSA, PA 17820-8247
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
Aug 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION FEDERAL CREDIT UNION
Jun 2, 2023	Deed of Trust, Mortgage · Commercial Mortgage MEMBERS CHOICE FINANCIAL CU
Jun 2, 2023	Deed of Trust, Mortgage · Line of Credit MEMBERS CHOICE FINANCIAL CU
Mar 16, 2020	Deed of Trust, Mortgage · Commercial Mortgage UNB BANK
May 11, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2018 · Amount on Record
Deed Sale	May 11, 2018 · Amount on Record
Deed Document Number	20187092
Deed Book / Page	2850 / 408
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Aug 11, 2026
Property Address	851 CHESTNUT ST, KULPMONT, PA 17834-1313
Document Number	0000011757
Book / Page	3500 / 291
Instrument Date	Aug 11, 2026
Instrument	202611757
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	HOMETOWN ABSTRACT INC, HOMETOWN ABSTRACT & REAL EST

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000011757,
Date	Aug 11, 2026
Book Page	3500/291
Instrument	202611757

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.55%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Recording Date	Aug 11, 2026
Property Address	851 CHESTNUT ST, KULPMONT, PA 17834-1313
Document Number	0000011759
Book / Page	3500 / 333
Instrument Date	Aug 10, 2026
Instrument	202611759
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	HOMETOWN ABSTRACT INC, HOMETOWN ABSTRACT & REAL EST

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	472 LOCUST LN, CATAWISSA, PA 17820-8247

Mortgage

Document Number	0000011759,
Date	Aug 11, 2026
Book Page	3500/333
Instrument	202611759

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	851 CHESTNUT ST, KULPMONT, PA 17834-1313
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003261/864
Date	Jun 2, 2023
Book Page	3261/864
Instrument	202307901

Lender

Name	MEMBERS CHOICE FINANCIAL CU
Type	Credit Union
Address	DANVILLE, PA 17821

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2038

Interest

Rate Type	Adjustable Rate

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	851 CHESTNUT ST, KULPMONT, PA 17834-1313
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003261/939
Date	Jun 2, 2023
Book Page	3261/939
Instrument	202307904

Lender

Name	MEMBERS CHOICE FINANCIAL CU
Type	Credit Union
Address	DANVILLE, PA 17821

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	851 CHESTNUT ST, KULPMONT, PA 17834-1313
Transaction Type	Mortgage
Record Updated	Apr 6, 2020
Title Company	HOMTOWN ABSTRACT & RE SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2987/747
Date	Mar 16, 2020
Book Page	2987/747
Instrument	202003858

Lender

Name	UNB BANK
Type	Bank
Address	MOUNT CARMEL, PA 17851

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 12, 2035

Interest

Rate Type	Adjustable Rate

May 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	NORTHUMBERLAND PA
Recording Date	May 11, 2018
Property Address	851 CHESTNUT ST, KULPMONT, PA 17834-1313
Document Number	002850/408
Book / Page	2850 / 408
Instrument Date	May 11, 2018
Instrument	201807092
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Tax	$2,591.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 LOCUST LN, CATAWISSA, PA 17820-8247

Tax Assessment & Valuation

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
Municipality	Kulpmont Borough
Unified School District	Mount Carmel Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$626.00 (+7.19%)	$5,200 (-) Land $570 Building $4,630
2024	$584.00	$5,200 (-) Land $570 Building $4,630
2023	$584.00	$5,200 Land $570 Building $4,630
1972			$5,200 Land $570 Building $4,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA ROARING CREEK DIVISION private · serves 43,000 people · EPA ID PA4490024
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Fiber · Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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