851 Cherry Tree Rd, Gurley, AL 35748 Property Records

Madison County property record for 851 Cherry Tree Rd, Gurley, AL 35748 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,480 sqft · built 1991
Lot Size	5.69 acres (248,292 sqft)
Owner	2 Individual Names on File
Last Sale	$187,150 (Dec 2015)
Tax Bill	$875 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-08-33-0-000-073.000`

Property Details

APN / Parcel Number

Primary APN	`19-08-33-0-000-073.000`
Alternative APN	`425598`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,480 sqft Living Area
1st Floor Area	2,480 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	248,292 sqft (5.69 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	425598
Street Address	851 CHERRY TREE RD
City	GURLEY
State	AL
Zip	35748-9446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 & 2 CHERRYTREE FARM PB 22 PG 96
Legal Range	02E
Legal Township	04S
Legal Section	33
Legal Subdivision	CHERRYTREE FARM
Legal Lot Number	1-2 2
Jurisdiction	MADISON AL
Township / Civil Division	GURLEY
Census Block Group	3
Census Block	3035
Census Tract	10902

Owner

Source: Madison County records · APN 19-08-33-0-000-073.000

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	851 CHERRY TREE RD, GURLEY, AL 35748-9446
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2020	Deed of Trust, Mortgage · Conventional Mortgage BRYANT BANK
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage BRYANT BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 17, 2015 · Amount on Record
Deed Sale	Dec 17, 2015 · Amount on Record
Prior Sale	Feb 24, 2005
Deed Document Number	2015691730
Deed Book / Page	2015 / 691730
Last Transfer Date	Dec 21, 2015
Transfer Doc	0000691730
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	851 CHERRY TREE RD, GURLEY, AL 35748-9446
Transaction Type	Mortgage
Record Updated	Mar 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000098515
Date	Dec 08, 2020
Instrument	2020-00098515

Lender

Name	BRYANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Property Address	851 CHERRY TREE RD, GURLEY, AL 35748-9446
Transaction Type	Mortgage
Record Updated	Mar 03, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014119
Date	Feb 18, 2021
Instrument	2021-00014119

Lender

Name	BRYANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35209

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$875.00 (+8.83%) Homeowner's exemption	$25,520 (+8.32%) Land $2,800 Building $22,720	$327,300 (+6.27%) Land $100,200 Building $227,100
2023	$804.00 (+11.51%) Homeowner's exemption	$23,560 (+11.03%) Land $2,780 Building $20,780	$308,000 (+45.25%) Land $100,200 Building $207,800
2022	$721.00 Homeowner's exemption	$21,220 Land $1,740 Building $19,480	$212,044 Land $17,344 Building $194,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (01089C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010890109023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Aug 2022, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 8% of Alabama
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
NHTC	Fiber	8,000 / 8,000
AT&T	Fiber	5,000 / 5,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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