851 Central Ave, Napa, CA 94558 Property Records

Napa County property record for 851 Central Ave, Napa, CA 94558

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,088 sqft · built 1946
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$600,000 (Jul 2026)
Tax Bill$6,924 (2026)
Deeds & MortgagesJul 2026 Sale & Mortgage
Oct 2021 Transfer
Flood ZoneZone X (minimal risk)
APN001-153-002-000

Property Details

APN / Parcel Number

Primary APN001-153-002-000
Alternative APNs
  • 001-153-002
  • 00115302

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,088 sqft Living Area
1st Floor Area1,088 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Construction TypeWood
Lot Area7,841 sqft (0.18 acres)
Garage TypeCarport
Garage Area308 sqft
CarportCarport
Carport Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral

Location & Zoning

Old Parcel Number001-153-002
Street Address851 CENTRAL AVE
CityNAPA
StateCA
Zip94558-5056
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS5
Legal DescriptionLOT 11 BLK 1 ROSSIS SUB 4R/M8
Legal SubdivisionROSSIS SUB
Legal Block1
Legal Lot Number11
JurisdictionNAPA CA
Township / Civil DivisionNAPA
Census Block Group1
Census Block1004
Census Tract200504

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 4293, NAPA, CA 94558-0429
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jul 20, 2026Grant Deed, Transfer · Conventional Mortgage
HOME LENDING
Oct 14, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 20, 2026 · Amount on Record
Deed SaleJul 20, 2026 · Amount on Record
Deed Document Number202610577
Prior Transfer DateDec 27, 2024
Prior Transfer Doc0000019024
Record UpdatedOct 29, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNAPA CA
Recording DateJul 20, 2026
Property Address851 CENTRAL AVE, NAPA, CA 94558-5056
Document Number0000010577
Instrument DateJul 6, 2026
Instrument202610577
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$66,660.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010578,
DateJul 20, 2026
Instrument202610578
Lender
NameHOME LENDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionNAPA CA
Recording DateOct 14, 2021
Property Address851 CENTRAL AVE, NAPA, CA 94558-5056
Document Number0000032217
Instrument DateOct 6, 2021
Instrument2021-0032217
Transaction TypeTransfer
Record UpdatedOct 22, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address716 CENTRAL AVE, NAPA, CA 94558-5114

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyNapa County
MunicipalityNapa City
Unified School DistrictNapa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,924.00 (+2.15%)$541,214 (+2%) Land $297,668 Building $243,546$541,214 (+2%) Land $297,668 Building $243,546
2025$6,778.00 (+4.92%)$530,603 (+4.04%) Land $291,832 Building $238,771$530,603 Land $291,832 Building $238,771
2023$6,460.00 (+1.33%)$510,000 Land $280,500 Building $229,500
2022$6,375.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims71 (1986–2006)
Claims Outside the SFHA1 of 71
Most Recent ClaimJan 2006 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Landslides, Jan 2006 · 23 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 24 claims
  • Severe Storms & Flooding, Feb 1986 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NAPA
serves 84,804 people · EPA ID CA2810003
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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