Kent County property record for 851 Carvel Dr, Dover, DE 19901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,104 sqft · built 1968 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,545 (2026) |
| Deeds & Mortgages | Jan 2024 Mortgage Jul 2022 Reverse Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-05-068.10-03-36.00-000 |
| Primary APN | 2-05-068.10-03-36.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Basement Area | 1,104 sqft |
| Finished Basement | 575 sqft |
| Unfinished Basement | 529 sqft |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 110 ft deep x 73 ft wide |
| View / Lot | Major Street/Thoroughfare |
| Garage Type | Finished |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 6356 |
|---|---|
| Street Address | 851 CARVEL DR |
| City | DOVER |
| State | DE |
| Zip | 19901-6683 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8 |
| Legal Description | TOWNE POINT SEC 1 BLK F LOT 36 851 CARVEL DRIVE |
| Legal Subdivision | TOWNE POINT |
| Legal Block | F |
| Legal Lot Number | 36 |
| Jurisdiction | KENT DE |
| Township / Civil Division | DOVER |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 40501 |
851 Carvel Dr is owned and occupied by an individual who acquired it in January 2024.
Source: Kent County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 851 CARVEL DR, DOVER, DE 19901-6683 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2024 | Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jul 28, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Mar 8, 2021 | Deed of Trust, Mortgage · Reverse Mortgage REALFI HOME FUNDING CORPORATION |
| Jan 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV |
| Jan 19, 2019 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Jan 11, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2024 |
| Deed Sale | Jan 10, 2024 |
| Deed Document Number | 2024486984 |
| Deed Book / Page | 12822 / 109 |
| Prior Transfer Date | Dec 22, 2023 |
| Prior Transfer Doc | 0000486984 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jan 10, 2024 |
| Property Address | 851 CARVEL DR, DOVER, DE 19901-6683 |
| Document Number | 0000486984 |
| Book / Page | 12822 / 109 |
| Map Reference | MB 7 PG 4 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 2024-486984 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 851 CARVEL DR, DOVER, DE 19901-6683 |
| Document Number | 0000486985 |
|---|---|
| Date | Jan 10, 2024 |
| Instrument | 2024-486985 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 851 CARVEL DR, DOVER, DE 19901-6683 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 851 CARVEL DR, DOVER, DE 19901-6683 |
| Document Number | 0000456850 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 12072/106 |
| Instrument | 2022-456850 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.73% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 851 CARVEL DR, DOVER, DE 19901-6683 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 851 CARVEL DR, DOVER, DE 19901-6683 |
| Document Number | 0000410955 |
|---|---|
| Date | Mar 8, 2021 |
| Book Page | 10863/227 |
| Instrument | 2021-410955 |
| Name | REALFI HOME FUNDING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | WEST HARRISON, NY 10604 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 879 Months |
| Due | Jun 8, 2094 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 851 CARVEL DR, DOVER, DE 19901-6683 |
| Document Number | 0000356305 |
| Instrument Date | Jan 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 851 CARVEL DR DOVER DE 199016683, DOVER, DE 19901-6683 |
| Document Number | 0000356305 |
|---|---|
| Date | Feb 6, 2019 |
| Book Page | 009470/000032 |
| Instrument | 356305 |
| Name | COMMISSIONER/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 900 Months |
| Due | Feb 5, 2094 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT DE |
| Property Address | 851 CARVEL DR, DOVER, DE 19901-6683 |
| Document Number | 0000356303 |
| Instrument Date | Jan 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 851 CARVEL DR DOVER DE 199016683, DOVER, DE 19901-6683 |
| Document Number | 0000356303 |
|---|---|
| Date | Feb 6, 2019 |
| Book Page | 009470/000001 |
| Instrument | 356303 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 900 Months |
| Due | Feb 5, 2094 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.72% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KENT DE |
| Recording Date | Jan 11, 2018 |
| Property Address | 851 CARVEL DR, DOVER, DE 19901-6683 |
| Document Number | 0000333589 |
| Book / Page | 008961 / 000315 |
| Instrument Date | Jan 2, 2018 |
| Instrument | 333589 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 851 CARVEL DR DOVER DE 199016683, DOVER, DE 19901-6683 |
The 2026 property tax bill for 851 Carvel Dr was $1,545, up 5.9% from the year before.
Source: Kent County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Kent County |
| Municipality | Dover City |
| Unified School District | Capital School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,545.00 (+5.89%) | $248,300 (-) Land $91,000 Building $157,300 |
| 2025 | $1,459.00 | $248,300 Land $91,000 Building $157,300 |
| 2023 | $1,109.00 | $37,700 Land $9,600 Building $28,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 851 Carvel Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 3 (2011–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 851 Carvel Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 91% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOVER WATER DEPARTMENT serves 39,491 people · EPA ID DE0000571 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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