Kane County property record for 851 Carnoustie Ct, Elgin, IL 60123 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,677 sqft Living Area |
| Lot Size | 11,288 sqft (0.259 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $156,000 (2009) |
| Tax Bill | $7,133.00 (2025) |
| Primary APN | 06-28-201-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,677 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Lot Area | 11,288 sqft (0.259 acres) |
| Depth X Width | 80 ft x 110 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 851 CARNOUSTIE CT |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-6846 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | COLLEGE GREEN UNIT 4 LOT 180 |
| Legal Subdivision | COLLEGE GREEN |
| Legal Block | 1 |
| Legal Lot Number | 180 |
| Legal Unit | 4 |
| Jurisdiction | KANE IL |
| Minor Civil Division | ELGIN |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 851908 |
Source: Kane County records · APN 06-28-201-004
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 851 CARNOUSTIE CT, ELGIN, IL 60123-6846 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Oct 25, 2018 | Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 12, 2009 · Amount on Record |
| Deed Sale | Jun 12, 2009 · Amount on Record |
| Prior Sale | Jun 12, 2009 |
| Deed Doc Number | 200944525 |
| Prior Transfer Date | Jun 06, 2000 |
| Prior Transfer Doc | 0000056756 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 851 CARNOUSTIE CT, ELGIN, IL 60123-6846 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000048974 |
|---|---|
| Date | Jun 25, 2021 |
| Instrument | 2021K048974 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 217 Months |
| Due | Jul 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 851 CARNOUSTIE CT, ELGIN, IL 60123-6846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000052332 |
|---|---|
| Date | Oct 25, 2018 |
| Instrument | 2018K052332 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 24, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,133.00 (+15.83%) Homeowner's exemption | ||
| 2024 | $93,494 (+21.39%) Land $26,129 Building $67,365 | $280,594 (+21.44%) Land $78,418 Building $202,176 | |
| 2022 | $6,158.00 (+4.59%) Homeowner's exemption | $77,018 (+6.96%) Land $21,525 Building $55,493 | $231,054 (+6.96%) Land $64,575 Building $166,479 |
| 2021 | $5,888.00 Homeowner's exemption | $72,006 Land $20,124 Building $51,882 | $216,018 Land $60,372 Building $155,646 |
851 Carnoustie Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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