851 Benton Dr, Melbourne, FL 32901 Property Records

Brevard County property record for 851 Benton Dr, Melbourne, FL 32901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,706 sqft · built 2003
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Aug 2026)
Tax Bill	$1,017 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-37-15-81-*-85`

Property Details

APN / Parcel Number

Primary APN	`28-37-15-81-*-85`
Alternative APNs	`28-37-15-81-00000.0-0085.00` `2859700`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,706 sqft Living Area
Gross Area	2,301 sqft
1st Floor Area	1,706 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	393 sqft
Porch	Florida Room
Porch Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2859700
Street Address	851 BENTON DR
City	MELBOURNE
State	FL
Zip	32901-8690
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	EAGLE LAKE EAST PHASE 1 LOT 85
Legal Range	37E
Legal Township	28S
Legal Section	15
Legal Subdivision	EAGLE LAKE EAST PHASE 1
Legal Phase	1
Legal Lot Number	85
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	2
Census Block	2015
Census Tract	65127

Owner

851 Benton Dr is owned and occupied by two individuals who bought it in August 2026.

Source: Brevard County records, as of August 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	851 BENTON DR, MELBOURNE, FL 32901-8690
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Mar 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on File
Deed Sale	Aug 12, 2026 · Amount on File
Prior Sale	Dec 4, 2003 · Amount on File
Deed Document Number	2026164681
Deed Book / Page	10700 / 414
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 12, 2026
Property Address	851 BENTON DR, MELBOURNE, FL 32901-8690
Document Number	0000164681
Book / Page	10700 / 414
Instrument Date	Jul 31, 2026
Instrument	2026164681
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	BELLA TITLE AND ESCROW INC, BELLA TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$212,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 BENTON DR, MELBOURNE, FL 32901-8690

Mortgage

Document Number	0000164682,
Date	Aug 12, 2026
Instrument	2026164682

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	851 BENTON DR, MELBOURNE, FL 32901-8690
Transaction Type	Mortgage
Record Updated	Apr 1, 2022
Title Company	STATE TITLE AGENCY INC, FKS STATE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 BENTON DR, MELBOURNE, FL 32901-8690

Mortgage

Document Number	0094472049
Date	Mar 17, 2022
Book Page	9447/2049
Instrument	2022067182

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	Other
Max Rate	8.62%

Tax Assessment & Valuation

The 2025 property tax bill for 851 Benton Dr was $1,017 with a homeowner's exemption, up 6% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,010 (+2.69%)	$237,520 (-13.62%)
2025	$1,017.00 (+6.05%) Homeowner's exemption	$92,520	$274,960
2024	$959.00 (+4.13%)
2023	$921.00 (+9.9%) Homeowner's exemption	$87,310 (+3%)	$271,410 (+12.59%) Land $45,000 Building $226,410
2022	$838.00 Homeowner's exemption	$84,770	$241,060 Land $40,000 Building $201,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 851 Benton Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	36 in force
Nearby Flood Claims	2 (2008–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 851 Benton Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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