851 Aspen Cir, Oxnard, CA 93030 Property Records

Ventura County property record for 851 Aspen Cir, Oxnard, CA 93030

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,018 sqft · built 1986
Lot Size0.179 acres (7,783 sqft)
OwnerCompany Name on File
Last Sale$236,500 (May 1994)
Tax Bill$5,021 (2025)
Deeds & MortgagesAug 2023 Transfer
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN181-0-147-095

Property Details

APN / Parcel Number

Primary APN181-0-147-095

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,018 sqft Living Area
1st Floor Area1,140 sqft
2nd Floor Area878 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area7,783 sqft (0.179 acres)
Garage Area638 sqft
Parking Spaces2 Parking Spaces
Patio Area525 sqft

Location & Zoning

Street Address851 ASPEN CIR
CityOXNARD
StateCA
Zip93030-4779
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT: 224702 LOT: 70 REF: 101MR 53
Legal SubdivisionTRACT NO 2247 2
Legal Tract224702
Legal Block147
Legal Lot Number70
JurisdictionVENTURA CA
Township / Civil DivisionOXNARD
Census Block Group1
Census Block1036
Census Tract2905

Owner

Source: Ventura County records · APN 181-0-147-095

Assessment roll updated July 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address851 ASPEN CIR, OXNARD, CA 93030-4779
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

DateDocument
Aug 01, 2023Intrafamily Transfer, Transfer
Jan 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
MUFG UNION BANK NA
Jan 03, 2019Trustee's Deed, Construction Loan · Construction Mortgage
DISCOVER BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 12, 1994 · Amount on Record
Deed SaleMay 12, 1994 · Amount on Record
Deed Document Number199483509
Last Transfer DateApr 25, 2023
Transfer Doc0000051494
Record UpdatedSep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVENTURA CA
Recording DateAug 01, 2023
Property Address851 ASPEN CIR, OXNARD, CA 93030-4779
Document Number0000051494
Map ReferenceMB 101 PG 53&54
Instrument DateApr 25, 2023
Instrument2023000051494
Transaction TypeTransfer
Record UpdatedAug 14, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address851 ASPEN CIR, OXNARD, CA 93030-4779

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address851 ASPEN CIR, OXNARD, CA 93030-4779
Transaction TypeMortgage
Record UpdatedMay 13, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address851 ASPEN CIR, OXNARD, CA 93030-4779

Mortgage

Document Number0000013477
DateJan 22, 2021
Instrument20210122-00013477
Lender
NameMUFG UNION BANK NA
TypeBank
AddressSAN DIEGO, CA 92121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

January 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionVENTURA CA
Recording DateJan 03, 2019
Property Address851 ASPEN CIR, OXNARD, CA 93030-4779
Instrument DateDec 29, 2018
Instrument504
Transaction TypeConstruction Loan
Record UpdatedJan 23, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address851 ASPEN CIR OXNARD CA 930304779, OXNARD, CA 93030-4779

Mortgage

Document Number0000000504
DateJan 03, 2019
Instrument504
Lender
NameDISCOVER BK
TypeBank
AddressNEW CASTLE, DE 19720
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term240 Months
DueJan 02, 2039

Tax Assessment & Valuation

Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$418,246 (+2%) Land $167,297 Building $250,949
2025$5,021.00 (+2.2%) Homeowner's exemption$410,046 (+4.04%) Land $164,017 Building $246,029
2024$4,913.00 (+3.8%)
2023$4,733.00 (+3.12%) Homeowner's exemption$394,124 (+2%) Land $157,648 Building $236,476
2022$4,590.00 Homeowner's exemption$386,397 Land $154,557 Building $231,840

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ventura County (06111C), as of September 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 061110029051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2023 · rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T, California Internet, Frontier.

Based on FCC filings for 651 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA5610007, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOXNARD WATER DEPT
serves 200,232 people
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Aspen Cir

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