851 Ashdown Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 851 Ashdown Ln, Carmel, IN 46032

Property Summary

Property Type	Recreational Vacant Land
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$718,200 (Jun 2026)
Tax Bill	$11 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`29-09-24-006-017.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-24-006-017.000-018`
Alternative APN	`1709240006017000`

Exterior

Lot Area	1,307 sqft (0.03 acres)

Location & Zoning

Street Address	851 ASHDOWN LN
City	CARMEL
State	IN
Zip	46032-1972
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Legal Description	ACREAGE .03, SECTION 24, TOWNSHIP 18, RANGE 3, NORTH END, SECTION 1, LOT 9
Legal Subdivision	NORTH END SECTION 1
Legal Lot Number	9
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1009
Census Tract	110905

Owner

851 Ashdown Ln, recreational vacant land, is owned and occupied by an individual who bought it in June 2026.

Source: Hamilton County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	851 ASHDOWN LN, CARMEL, IN 46032-1972
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Sep 3, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Prior Sale	Sep 11, 2025 · Amount on File
Deed Document Number	202627420
Prior Transfer Date	Sep 2, 2021
Prior Transfer Doc	0000064897
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 18, 2026
Property Address	851 ASHDOWN LN, CARMEL, IN 46032-1972
Document Number	0000027420
Instrument Date	May 18, 2026
Instrument	202627420
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 ASHDOWN LN, CARMEL, IN 46032-1972

Mortgage

Document Number	0000027421,
Date	Jun 18, 2026
Instrument	202627421

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Sep 3, 2021
Property Address	851 ASHDOWN LN, CARMEL, IN 46032-1972
Document Number	0000064897
Map Reference	CAB 6 SL 78
Instrument Date	Sep 2, 2021
Instrument	2021064897
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 1ST ST SW, CARMEL, IN 46032-2101

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$600 Land $600	$600 Land $600
2024	$11.00 (-8.33%)
2023	$12.00	$600 (-) Land $600	$600 (-) Land $600
2022	$12.00	$600 Land $600	$600 Land $600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 851 Ashdown Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 851 Ashdown Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Haywire, Verizon, Xfinity.

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