851 Apsley Ct, Monroe, MI 48161 Property Records

Monroe County property record for 851 Apsley Ct, Monroe, MI 48161

Property Summary

Property Type	Single Family Home
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$384,900 (Apr 2023)
Tax Bill	$7,186 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-265-040-00`

Property Details

APN / Parcel Number

Primary APN	`12-265-040-00`

Exterior

Lot Area	13,504 sqft (0.31 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	851 APSLEY CT
City	MONROE
State	MI
Zip	48161-5794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP 89 CARRINGTON MEADOWS LOT 40
Legal Subdivision	CARRINGTON MEADOWS
Legal Lot Number	40
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	4
Census Block	4009
Census Tract	832400

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	851 APSLEY CT, MONROE, MI 48161-5794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Sep 15, 2022	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Aug 4, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2023 · Amount on Record
Deed Sale	Apr 24, 2023 · Amount on Record
Deed Document Number	20236359
Prior Transfer Date	Jul 14, 2022
Prior Transfer Doc	0000015736
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Apr 24, 2023
Property Address	851 APSLEY CT, MONROE, MI 48161-5794
Document Number	0000006359
Map Reference	LB 18 PG 21-26
Instrument Date	Apr 21, 2023
Instrument	2023R06359
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY OF MONROE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 N GLENGARRY RD, BLOOMFIELD HILLS, MI 48301-2713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 APSLEY CT, MONROE, MI 48161-5794

Mortgage

Document Number	0000006360
Date	Apr 24, 2023
Instrument	2023R06360

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	1-Year T-Bill
Max Rate	9.87%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	851 APSLEY CT, MONROE, MI 48161-5794
Transaction Type	Mortgage
Record Updated	Oct 6, 2022
Title Company	DFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 APSLEY CT, MONROE, MI 48161-5794

Mortgage

Document Number	0000018286
Date	Sep 15, 2022
Instrument	2022R18286

Lender

Name	DFCU FINANCIAL
Type	Credit Union
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Aug 4, 2022
Property Address	851 APSLEY CT, MONROE, MI 48161-5794
Document Number	0000015736
Map Reference	LB 18 PG 21-26
Instrument Date	Jul 14, 2022
Instrument	2022R15736
Transaction Type	Transfer
Record Updated	Aug 24, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1208 JOSEPHINE CT, 1208, MONROE, MI 48162-3435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 APSLEY CT, MONROE, MI 48161-5794

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Monroe Charter Township
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$261,200 (+51.99%) Land $261,200	$522,400 (+51.99%) Land $522,400
2025	$7,186.00 (+62.73%) Homeowner's exemption
2023	$4,416.00 Homeowner's exemption	$171,850	$343,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Mercury Fiber.

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