851 Annapolis Ave, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 851 Annapolis Ave, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,500 sqft · built 1965
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (May 2026)
Tax Bill	$4,242 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-747-90004986`

Property Details

APN / Parcel Number

Primary APN	`01-747-90004986`
Alternative APNs	`1-747-90004986` `74790004986`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,260 sqft
Basement Area	240 sqft
Finished Basement	240 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,000 sqft (0.276 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Open Porch
Porch Area	20 sqft
Deck Area	132 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	74790004986
Street Address	851 ANNAPOLIS AVE
City	EDGEWATER
State	MD
Zip	21037-3920
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 49 TO 51 BK D SELBY ON THE BAY
Legal Subdivision	SELBY ON THE BAY
Legal Block	D
Legal Lot Number	49
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2018
Census Tract	701202

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	851 ANNAPOLIS AVE, EDGEWATER, MD 21037-3920
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Prior Sale	Feb 9, 2009 · Amount on Record
Deed Book / Page	42340 / 144
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 13, 2026
Property Address	851 ANNAPOLIS AVE, EDGEWATER, MD 21037-3920
Document Number	4234000144
Book / Page	42340 / 144
Instrument Date	May 4, 2026
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$494,900.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	851 ANNAPOLIS AVE, EDGEWATER, MD 21037-3920

Mortgage

Document Number	4234000149,
Date	May 13, 2026
Book Page	42340/149

Lender

Name	STATE EMPLOYEES CREDIT UNION (NC)

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$340,500 (+3.64%) Land $193,000 Building $147,500	$340,500 (-) Land $193,000 Building $147,500
2025	$4,242.00 (+3.26%)	$328,533 (+7.86%)	$340,500 (+11.79%) Land $193,000 Building $147,500
2024	$4,108.00 (+23.51%)
2023	$3,326.00	$304,600 Land $193,000 Building $111,600	$304,600 Land $193,000 Building $111,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 165 policies
Nearby Flood Policies	165 in force
Nearby Flood Claims	15 (2003–2024)
Claims Outside the SFHA	1 of 15
Most Recent Claim	Apr 2024 · river or lake flooding
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880