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851 4th St, Winter Haven, FL 33881 Property Records

Polk County property record for 851 4th St, Winter Haven, FL 33881

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,345 sqft · built 2023
Lot Size0.215 acres (9,374 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (May 2024)
Tax Bill$1,963 (2025)
Deeds & MortgagesJun 2023 Sale
Flood ZoneZone X (minimal risk)
APN26-28-17-544500-032300

Property Details

APN / Parcel Number

Primary APN26-28-17-544500-032300
Alternative APNs
  • 172826544500032300
  • 72826000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,345 sqft Living Area
Gross Area1,645 sqft
1st Floor Area1,345 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area9,374 sqft (0.215 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area300 sqft

Location & Zoning

Street Address851 4TH ST
CityWINTER HAVEN
StateFL
Zip33881-1415
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC3
Legal DescriptionIDA LAKE SUB PB 6 PG 10 IN S8/17 T28 R26 BLK C LOTS 23 TO 25
Legal Range26E
Legal Township28S
Legal Section17
Legal SubdivisionIDA LAKE SUBDIVISION
Legal Tract544500
Legal BlockC
Legal Lot Number23-25
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1026
Census Tract13601

Owner

851 4th St is owned and occupied by an individual who bought it in May 2024.

Source: Polk County records, as of September 28, 2026

Owner of RecordIndividual Name on File
Mailing Address851 4TH ST, WINTER HAVEN, FL 33881-1415
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2024 · Amount on File
Deed SaleMay 23, 2024 · Amount on File
Prior SaleJun 5, 2023 · Amount on File
Deed Document Number2024119669
Deed Book / Page13126 / 1361
Transfer Doc4961001311
Record UpdatedOct 29, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 5, 2023
Property Address851 4TH ST, WINTER HAVEN, FL 33881-1415
Document Number0000130039
Book / Page12715 / 271
Map ReferenceMB 6 PG 10
Instrument DateJun 1, 2023
Instrument2023130039
Transaction TypeTransfer
Record UpdatedJun 15, 2023
Title CompanyTITLE SOLUTIONS/NAPLE, TITLE SOLUTIONS GROUP

Transaction

AmountAmount on Record
Tax$210.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10340 107TH ST, OZONE PARK, NY 11417-1824

Transferred To (Grantee/Buyer)

NameVerified Name
Address224 WHISPERING OAKS WAY, AUBURNDALE, FL 33823-3414

Tax Assessment & Valuation

The 2025 property tax bill for 851 4th St was $1,963 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$192,973 (+2.33%) Land $5,624 Building $187,349$192,973 (+2.33%) Land $5,624 Building $187,349
2025$1,963.00 Homeowner's exemption$188,574 Land $5,624 Building $182,950$188,574 Land $5,624 Building $182,950
2023$72.00 (+12.5%)$5,624 (+19.99%) Land $5,624$5,624 (+19.99%) Land $5,624
2022$64.00$4,687 Land $4,687$4,687 Land $4,687

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 851 4th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 851 4th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Frontier.

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