851 48th St, Norfolk, VA 23508 Property Records

Norfolk City property record for 851 48th St, Norfolk, VA 23508

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 933 sqft · built 1948
Lot Size0.218 acres (9,505 sqft)
OwnerIndividual Name on File
Last Sale$150,000 (Jun 2017)
Tax Bill$2,966 (2026)
Deeds & MortgagesJun 2021 Refinance
Jun 2017 Sale & Mortgage
APN35453000

Property Details

APN / Parcel Number

Primary APN35453000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area933 sqft Living Area
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleConventional
Exterior MaterialWood Shingle
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,505 sqft (0.218 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address851 48TH ST
CityNORFOLK
StateVA
Zip23508-2015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR8
Legal Description63,64,65 & PT 62 BLK 275 W HIGHLAND PK
Legal SubdivisionWEST HIGHLAND PARK
Legal Block275
JurisdictionNORFOLK CITY VA
Township / Civil DivisionNORFOLK
Census Block Group3
Census Block3007
Census Tract2600

Owner

851 48th St is owned by an individual who bought it in June 2017.

Source: Norfolk City records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address2416 LAMB CT, VIRGINIA BEACH, VA 23456-1551
Owner TypeIndividual
VestingEt Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA
Jun 16, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 16, 2017 · Amount on File
Deed SaleJun 16, 2017 · Amount on File
Deed Document Number201713554
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORFOLK CITY VA
Property Address851 48TH ST, NORFOLK, VA 23508-2015
Transaction TypeMortgage
Record UpdatedDec 22, 2021
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATL TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0210018284
DateJun 15, 2021
Instrument210018284
Lender
NameWELLS FARGO BANK NA
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term240 Months
DueJun 1, 2041
Interest
Rate TypeFixed Rate
Rate3.5%

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORFOLK CITY VA
Recording DateJun 16, 2017
Property Address851 48TH ST, NORFOLK, VA 23508-2015
Document Number170013554
Instrument DateJun 8, 2017
Instrument170013554
Transaction TypeTransfer
Record UpdatedSep 10, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2416 LAMB CT, VIRGINIA BEACH, VA 23456-1551

Mortgage

Document Number170013557
DateJun 16, 2017
Instrument170013557
Lender
NameWELLS FARGO BANK NA
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 851 48th St was $2,966, up 3.3% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityNorfolk City
Unified School DistrictNorfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,966.00 (+3.27%)$237,300 (+1.63%) Land $135,300 Building $102,000$237,300 (+1.63%) Land $135,300 Building $102,000
2025$2,872.00$233,500 Land $135,300 Building $98,200$233,500 Land $135,300 Building $98,200
2023$2,735.00$218,800 Land $135,300 Building $83,500$218,800 Land $135,300 Building $83,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 851 48th St; there have been 5 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 67 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies67 in force
Nearby Flood Claims5 (2003–2022)
Most Recent ClaimNov 2022 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 851 48th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NORFOLK
serves 234,220 people · EPA ID VA3710100
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 459 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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