851 2nd St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 851 2nd St, Gilroy, CA 95020 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,444 sqft · built 1957
Lot Size	0.176 acres (7,700 sqft)
Owner	2 Individual Names on File
Last Sale	$545,000 (Sep 2015)
Tax Bill	$8,002 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2020 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`808-13-024`

Property Details

APN / Parcel Number

Primary APN	`808-13-024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,444 sqft Living Area
1st Floor Area	1,444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Architectural Style	Other
Construction Type	Wood
Lot Area	7,700 sqft (0.176 acres)
Lot Dimensions	110 ft deep x 70 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	851 2ND ST
City	GILROY
State	CA
Zip	95020-4941
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY/MUNI/TWP:GILROY
Legal Subdivision	1232 CASTLEWOOD PARK UN #2
Legal Block	4
Legal Lot Number	13
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	512511

Owner

Source: Santa Clara County records · APN 808-13-024

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	851 2ND ST, GILROY, CA 95020-4941
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 25, 2019	Deed of Trust, Mortgage · Conventional with PMI CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Sep 23, 2015 · Amount on Record
Deed Sale	Sep 23, 2015 · Amount on Record
Prior Sale	Sep 23, 2015 · Amount on Record
Deed Document Number	0023088464
Last Transfer Date	Oct 15, 2020
Transfer Doc	0024656765
Record Updated	Jun 08, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	851 2ND ST, GILROY, CA 95020-4941
Transaction Type	Mortgage
Record Updated	Feb 09, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	851 2ND ST, GILROY, CA 95020-4941

Mortgage

Document Number	0024811870
Date	Feb 02, 2021
Instrument	24811870

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Oct 15, 2020
Property Address	851 2ND ST, GILROY, CA 95020-4941
Document Number	0024656765
Instrument Date	Sep 18, 2020
Instrument	24656765
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	851 22ND ST GILROY CA 95020, GILROY, CA 95020

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	851 2ND ST, GILROY, CA 95020-4941
Document Number	0024106675
Instrument Date	Jan 25, 2019
Transaction Type	Mortgage
Record Updated	Feb 11, 2019
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	851 2ND ST GILROY CA 950204941, GILROY, CA 95020-4941

Mortgage

Document Number	0024106675
Date	Jan 30, 2019
Instrument	24106675

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$8,002.00 (+2.18%)	$645,162 (+4.04%) Land $354,780 Building $290,382
2023	$7,831.00 (+1.66%)	$620,111 Land $341,004 Building $279,107
2022	$7,703.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 630 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
Hankins Information Technology	Fixed Wireless (unlicensed)	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Frontier, T-Mobile USA, Verizon, California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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