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851 104th St Ocean E, Marathon, FL 33050 Property Records

Monroe County property record for 851 104th St Ocean E, Marathon, FL 33050 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,216 sqft · built 2016
Lot Size0.667 acres (29,074 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Oct 2015)
Tax Bill$13,168 (2024)
Deeds & MortgagesMar 2023 Line of Credit
Oct 2019 Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN00104441-000800

Property Details

APN / Parcel Number

Primary APN00104441-000800
Alternative APN
  • 9088494

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area3,216 sqft Living Area
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialPlywood
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area29,074 sqft (0.667 acres)
PorchOpen Porch
FenceFence
Boat AccessBoat Access

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number9088494
Street Address851 104TH STREET OCEAN E
CityMARATHON
StateFL
Zip33050-3570
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 8 AND 8A LAPALMA OF THE FLORIDA KEYS PB7-77 OR2315-936/37 OR2315-930/935(DEC/REST) OR2315-938 OR2764-785/86
Legal Range33E
Legal Township66S
Legal Section06
Legal SubdivisionLAPALMA OF THE FLORIDA KEYS
Legal Lot Number8
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group1
Census Block1007
Census Tract971100

Owner

Source: Monroe County records · APN 00104441-000800

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address851 104TH STREET OCEAN E, MARATHON, FL 33050-3570
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2023Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Oct 23, 2019Deed of Trust, Mortgage
BRANCH BK&TR
Nov 08, 2017Deed of Trust, Mortgage
US SMALL BUSN ADMN
May 26, 2017Grant Deed, Transfer
ATTORNEY ONLY
May 26, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 09, 2015 · Amount on Record
Deed SaleOct 09, 2015 · Amount on Record
Prior SaleOct 09, 2015 · Amount on Record
Deed Document Number2048606
Deed Book / Page2764 / 0785
Record UpdatedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address851 104TH ST, MARATHON, FL 33050
Transaction TypeMortgage
Record UpdatedJan 23, 2024
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032170954
DateMar 28, 2023
Book Page3217/954
Instrument2411529
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 20, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address851 104TH STREET OCEAN E, MARATHON, FL 33050-3570
Document Number0029911328
Instrument DateOct 23, 2019
Transaction TypeMortgage
Record UpdatedNov 22, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address851 104TH STREET OCEAN E MARATHON FL 330503570, MARATHON, FL 33050-3570

Mortgage

Document Number0029911328
DateOct 28, 2019
Book Page002991/001328
Instrument2242178
Lender
NameBRANCH BK&TR
TypeBank
Address223 NASH ST W, WILSON, NC 27893-3801
Agreement
AmountAmount Recorded
Term360 Months
DueOct 27, 2049

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address851 104TH STREET OCEAN E, MARATHON, FL 33050-3570
Document Number0028812209
Book / Page002881 / 002209
Instrument DateNov 08, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address851 104TH STREET OCEAN E MARATHON FL 330503570, MARATHON, FL 33050-3570

Mortgage

Document Number0028812209
DateDec 06, 2017
Book Page002881/002209
Instrument2146328
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
AmountAmount Recorded
Term360 Months
DueDec 05, 2047

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONROE FL
Recording DateMay 26, 2017
Property Address851 104TH STREET OCEAN E, MARATHON, FL 33050-3570
Document Number0028561510
Book / Page002856 / 001510
Instrument DateMay 01, 2017
Instrument2124952
Transaction TypeTransfer
Record UpdatedJun 19, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 26, 2017
Property Address851 104TH STREET OCEAN E, MARATHON, FL 33050-3570
Document Number0028561506
Book / Page002856 / 001506
Instrument DateMay 01, 2017
Instrument2124950
Transaction TypeTransfer
Record UpdatedJun 19, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$315.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address701 EDGEMONT LN PARK RIDGE IL 600682652, PARK RIDGE, IL 60068-2652

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityMarathon City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,481,209 (+5.99%)$3,251,409 (+11.95%) Land $2,376,845 Building $874,564
2024$13,168.00 (+0.65%)
2023$13,083.00 (+1.33%) Homeowner's exemption$1,397,539 (+3%)$2,904,454 (+49.42%) Land $2,064,104 Building $840,350
2022$12,911.00 Homeowner's exemption$1,356,834$1,943,807 Land $1,146,730 Building $797,077

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879711001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 569 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies748 units insured
179 under condo master policies
Nearby Flood Claims1,492 (1978–2024)
Most Recent ClaimSep 2024, rainfall accumulation, Hurricane Helene
Claims By Storm
  • Hurricane Irma, Sep 2017 · 472 claims
  • Hurricane Wilma, Oct 2005 · 269 claims
  • Hurricane Georges, Oct 1998 · 605 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 119 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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