Howard County property record for 8509 Tipton Dr, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 3,556 sqft · built 2006 |
| Lot Size | 0.376 acres (16,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $935,000 (May 2022) |
| Tax Bill | $9,833 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-581161 |
| Primary APN | 06-581161 |
|---|---|
| Alternative APN |
|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,556 sqft Total Area |
| Basement Area | 1,410 sqft |
| Finished Basement | 1,410 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 16,375 sqft (0.376 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 360 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 581161 |
|---|---|
| Street Address | 8509 TIPTON DR |
| City | LAUREL |
| State | MD |
| Zip | 20723-2204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 4 16375 SQ 8509 TIPTON DRIVE TIPTON OVERLOOK |
| Legal Subdivision | TIPTON OVERLOOK |
| Legal Lot Number | 4 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 606805 |
8509 Tipton Dr is owned and occupied by two individuals who bought it in May 2022.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8509 TIPTON DR, LAUREL, MD 20723-2204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2022 | Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Jul 26, 2017 | Deed of Trust, Mortgage SUNTRUST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2022 · Amount on File |
| Deed Sale | May 12, 2022 · Amount on File |
| Prior Sale | Dec 6, 2006 · Amount on File |
| Deed Book / Page | 21520 / 48 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 12, 2022 |
| Property Address | 8509 TIPTON DR, LAUREL, MD 20723-2204 |
| Document Number | 0215200048 |
| Book / Page | 21520 / 48 |
| Map Reference | PL 17605&17606 |
| Instrument Date | May 6, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2024 |
| Title Company | KTL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8509 TIPTON DR, LAUREL, MD 20723-2204 |
| Document Number | 0002152055 |
|---|---|
| Date | May 12, 2022 |
| Instrument | 21520/55 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Jun 1, 2037 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.37% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 8509 TIPTON DR, LAUREL, MD 20723-2204 |
| Document Number | 0177550333 |
| Book / Page | 017755 / 000333 |
| Instrument Date | Jul 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2017 |
| Title Company | REALTY TITLE INC, REAL TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 8509 TIPTON DR LAUREL MD 207232204, LAUREL, MD 20723-2204 |
| Document Number | 0177550333 |
|---|---|
| Date | Aug 16, 2017 |
| Book Page | 017755/000333 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 15, 2047 |
The 2026 property tax bill for 8509 Tipton Dr was $9,833 with a homeowner's exemption, down 9.6% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,833.00 (-9.61%) Homeowner's exemption | $861,533 (+3.05%) | $912,600 (+9.16%) Land $297,600 Building $615,000 |
| 2025 | $10,878.00 Homeowner's exemption | $836,000 Land $247,600 Building $588,400 | $836,000 Land $247,600 Building $588,400 |
| 2023 | $680,867 | $836,000 Land $247,600 Building $588,400 | |
| 2022 | $6,793.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8509 Tipton Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8509 Tipton Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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