Martin County property record for 8509 SW Sea Captain Dr, Stuart, FL 34997
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,200 sqft · built 2001 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $327,500 (Sep 2012) |
| Tax Bill | $4,876 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 55-38-41-070-000-0197.0-0-0000 |
| Primary APN | 55-38-41-070-000-0197.0-0-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,200 sqft Living Area |
| Gross Area | 3,098 sqft |
| 1st Floor Area | 2,200 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,988 sqft (0.39 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 898 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 375 sqft |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 352 sqft |
| Water Feature | Water Feature |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 138294 |
|---|---|
| Street Address | 8509 SW SEA CAPTAIN DR |
| City | STUART |
| State | FL |
| Zip | 34997-9123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUDR |
| Legal Description | LOT 197 LOCKS LANDING PLAT NO 3 A PUD ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 14 PAGE 79 PUBLIC RECORDS MARTIN COUNTY FLORIDA |
| Legal Range | 41E |
| Legal Township | 38S |
| Legal Section | 55 |
| Legal Subdivision | LOCKS LANDING |
| Legal Block | 2 |
| Legal Lot Number | 197 |
| Jurisdiction | MARTIN FL |
| Township / Civil Division | INDIANTOWN |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 1703 |
Source: Martin County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8509 SW SEA CAPTAIN DR, STUART, FL 34997-9123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jun 10, 2021 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 20, 2012 · Amount on Record |
| Deed Sale | Sep 20, 2012 · Amount on Record |
| Prior Sale | Jul 11, 2000 · Amount on Record |
| Deed Document Number | 20122352104 |
| Deed Book / Page | 2601 / 2300 |
| Prior Transfer Date | Mar 13, 2009 |
| Prior Transfer Doc | 0023792745 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 8509 SW SEA CAPTAIN DR, STUART, FL 34997-9123 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Name | Verified Name |
|---|---|
| Address | 8509 SW SEA CAPTAIN DR, STUART, FL 34997-9123 |
| Document Number | 0032061219 |
|---|---|
| Date | Mar 15, 2021 |
| Book Page | 3206/1219 |
| Instrument | 2874636 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARTIN FL |
| Property Address | 8509 SW SEA CAPTAIN DR, STUART, FL 34997-9123 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 8509 SW SEA CAPTAIN DR, STUART, FL 34997-9123 |
| Document Number | 0032312963 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 3231/2963 |
| Instrument | 2894727 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 9, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Martin County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Martin County |
| Unified School District | Martin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,876.00 (-0.63%) Homeowner's exemption | $322,187 (+5.99%) | $626,890 (+2.42%) Land $210,000 Building $416,890 |
| 2024 | $4,907.00 (+2.14%) | ||
| 2023 | $4,804.00 (+3.69%) Additional exemption filed | $303,988 (+3%) | $612,100 (+25.67%) Land $210,000 Building $402,100 |
| 2022 | $4,633.00 Homeowner's exemption | $295,134 | $487,060 Land $180,000 Building $307,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 101 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 101 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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