8509 Barncliff Rd, Charlotte, NC 28227 Property Records

Mecklenburg County property record for 8509 Barncliff Rd, Charlotte, NC 28227

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,144 sqft · built 1981
Lot Size0.198 acres (8,657 sqft)
OwnerIndividual Name on Record
Last Sale$172,000 (Feb 2019)
Tax Bill$2,407 (2023)
Deeds & MortgagesJun 2022 Mortgage
Apr 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN135-042-06

Property Details

APN / Parcel Number

Primary APN135-042-06

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,144 sqft Heated Area
Gross Area1,358 sqft
1st Floor Area1,144 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area8,657 sqft (0.198 acres)
PorchPorch
Porch Area174 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number135-042-06
Street Address8509 BARNCLIFF RD
CityCHARLOTTE
StateNC
Zip28227-5970
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionL6 M19-410
Legal SubdivisionOLD OAKS 04
Legal Lot Number6
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1000
Census Tract1911

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address8509 BARNCLIFF RD, CHARLOTTE, NC 28227-5970
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2022Deed of Trust, Mortgage
FIFTH THIRD BANK NA
Apr 10, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
BANK OF AMERICA
Feb 27, 2019Warranty Deed, Transfer · Conventional Mortgage
SOUTHERN TRUST MORTGAGE LLC
Nov 14, 2018Grant Deed, Transfer · Line of Credit
NRP MORTGAGE TRUST I (CT)

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2019 · Amount on Record
Deed SaleFeb 27, 2019 · Amount on Record
Prior SaleNov 14, 2018 · Amount on Record
Deed Document Number0033313720
Deed Book / Page33313 / 720
Record UpdatedJun 7, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address8509 BARNCLIFF RD, CHARLOTTE, NC 28227-5970
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000097576
DateJun 30, 2022
Book Page37468/697
Instrument2022097576
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount Recorded
Term180 Months
DueJun 1, 2037

April 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 10, 2019
Property Address8509 BARNCLIFF RD, CHARLOTTE, NC 28227-5970
Document Number0000041380
Book / Page033417 / 000968
Instrument DateApr 9, 2019
Instrument41380
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 9, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$402.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8509 BALLARD HILLS CT CHARLOTTE NC 28215, CHARLOTTE, NC 28215

Mortgage

Document Number41381
DateApr 10, 2019
Book Page033417/000971
Instrument41381
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 9, 2049

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateFeb 27, 2019
Property Address8509 BARNCLIFF RD, CHARLOTTE, NC 28227-5970
Document Number0000021954
Book / Page33313 / 720
Map ReferenceMB 19 PG 410
Instrument DateJan 30, 2019
Instrument2019021954
Transaction TypeTransfer
Record UpdatedAug 23, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$344.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address405 HOWARD ST STE 550, 405, SAN FRANCISCO, CA 94105-2999

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000

Mortgage

Document Number0000021955
DateFeb 27, 2019
Instrument2019021955
Lender
NameSOUTHERN TRUST MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

Mortgage

Document Number0000021956
DateFeb 27, 2019
Book Page33313/736
Instrument2019021956
Lender
NameCMHP MORTGAGE INC
AddressCHARLOTTE, NC 28217
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 27, 2024

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMECKLENBURG NC
Recording DateNov 14, 2018
Property Address8509 BARNCLIFF RD, CHARLOTTE, NC 28227-5970
Document Number0000142410
Book / Page033109 / 000030
Instrument DateNov 9, 2018
Instrument142410
Transaction TypeTransfer
Record UpdatedDec 17, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$289.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address405 HOWARD ST #550 SAN FRANCISCO CA 941052999, 550, SAN FRANCISCO, CA 94105-2999
InvestorPossibly a Property Investor

Mortgage

Document Number142411
DateNov 14, 2018
Book Page033109/000032
Instrument142411
Lender
NameNRP MORTGAGE TRUST I (CT)
Address500 DELAWARE AVENUE 11FLOOR, WILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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