8505 N James Dr, Spokane, WA 99208 Property Records

Spokane County property record for 8505 N James Dr, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,742 sqft · built 2019
Lot Size	0.118 acres (5,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Apr 2022)
Tax Bill	$5,319 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jun 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26224.0817`

Property Details

APN / Parcel Number

Primary APN	`26224.0817`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,742 sqft Living Area
Gross Area	3,142 sqft
1st Floor Area	844 sqft
2nd Floor Area	1,054 sqft
Basement Area	844 sqft
Finished Basement	844 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,140 sqft (0.118 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	100 sqft
Patio Area	100 sqft
Canopy	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8505 N JAMES DR
City	SPOKANE
State	WA
Zip	99208-6887
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	MCCARROLL EAST 5TH ADD LT 17 BLK 2 (AFN# 6703986)
Legal Subdivision	MCCARROLL EAST 5TH ADD
Legal Block	2
Legal Lot Number	17
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2027
Census Tract	10604

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8505 N JAMES DR, SPOKANE, WA 99208-6887
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Warranty Deed, Transfer · VA Mortgage JARL ENTERPRISES LLC
Jun 7, 2021	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jun 8, 2021	Warranty Deed, Transfer · Commercial Mortgage RIVERBANK
Dec 28, 2020	Deed of Trust, Mortgage · Commercial Mortgage SPOKANE TEACHER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2022 · Amount on Record
Deed Sale	Apr 6, 2022 · Amount on Record
Prior Sale	Jun 8, 2021 · Amount on Record
Deed Document Number	20227196164
Prior Transfer Date	May 27, 2021
Prior Transfer Doc	0007084739
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 6, 2022
Property Address	8505 N JAMES DR, SPOKANE, WA 99208-6887
Document Number	0007196164
Map Reference	VOL 40 PG 26-28
Instrument Date	Mar 28, 2022
Instrument	7196164
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,806.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8505 N JAMES DR, SPOKANE, WA 99208-6887

Mortgage

Document Number	0007196165
Date	Apr 6, 2022
Instrument	7196165

Lender

Name	JARL ENTERPRISES LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 7, 2021
Property Address	8505 N JAMES DR, SPOKANE, WA 99208-6887
Document Number	0007084739
Map Reference	VOL 40 PG 27
Instrument Date	May 27, 2021
Instrument	7084739
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 8, 2021
Property Address	8505 N JAMES DR, SPOKANE, WA 99208-6887
Document Number	0007084889
Map Reference	VOL 40 PG 27
Instrument Date	May 27, 2021
Instrument	7084889
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 9765, NEWPORT BEACH, CA 92658-9765

Mortgage

Document Number	0007084890
Date	Jun 8, 2021
Instrument	7084890

Lender

Name	RIVERBANK
Type	Bank
Address	SPOKANE, WA 99202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	8505 N JAMES DR, SPOKANE, WA 99208-6887
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007014144
Date	Dec 28, 2020
Instrument	7014144

Lender

Name	SPOKANE TEACHER CU
Type	Credit Union
Address	9201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,319.00 (+4.09%)	$506,800 (+5.85%) Land $100,000 Building $406,800	$506,800 (+5.85%) Land $100,000 Building $406,800
2025	$5,110.00 (+9.19%)
2024		$478,800 (+27.88%) Land $95,000 Building $383,800	$478,800 (+27.88%) Land $95,000 Building $383,800
2023	$4,680.00 (+6.92%)	$374,400 Land $60,000 Building $314,400	$374,400 Land $60,000 Building $314,400
2022	$4,377.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 60% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink.

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