8505 Camargo Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 8505 Camargo Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 8,173 sqft · built 1991
Lot Size	3.4 acres (148,191 sqft)
Owner	2 Individual Names on File
Last Sale	$1,330,000 (Mar 2021)
Tax Bill	$31,901 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`629-0220-0022-00`

Property Details

APN / Parcel Number

Primary APN	`629-0220-0022-00`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	15 Rooms
Stories	1 Story
Building Area	8,173 sqft Living Area
Gross Area	10,023 sqft
1st Floor Area	4,698 sqft
Basement Area	4,417 sqft
Finished Basement	3,475 sqft
Unfinished Basement	942 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	148,191 sqft (3.4 acres)
Garage Type	Attached
Garage Area	908 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	603 sqft
Patio Area	1,120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Street Address	8505 CAMARGO RD
City	CINCINNATI
State	OH
Zip	45243-1407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMARGO RD 3.00 AC R1-T5-S31 NW
Legal Subdivision	JAMES YOST ESTATE
Legal Lot Number	8
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	2
Census Block	2011
Census Tract	24402

Owner

8505 Camargo Rd is owned and occupied by two individuals who bought it in March 2021.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8505 CAMARGO RD, CINCINNATI, OH 45243-1407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage KEMBA CREDIT UNION INC
Mar 16, 2022	Deed of Trust, Mortgage · Construction Mortgage KEMBA CREDIT UNION INC
Mar 2, 2021	Fiduciary Deed, Transfer · Conventional Mortgage KEMBA CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on File
Deed Sale	Mar 2, 2021 · Amount on File
Deed Document Number	202126279
Deed Book / Page	14365 / 1588
Prior Transfer Date	Dec 22, 2004
Prior Transfer Doc	0000000574
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8505 CAMARGO RD, CINCINNATI, OH 45243-1407
Transaction Type	Mortgage
Record Updated	May 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8505 CAMARGO RD, CINCINNATI, OH 45243-1407

Mortgage

Document Number	0000021615
Date	Mar 31, 2023
Book Page	14885/80
Instrument	2023-0021615

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2033
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5%
Index	1-Year T-Bill
Max Rate	7%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	8505 CAMARGO RD, CINCINNATI, OH 45243-1407
Transaction Type	Mortgage
Record Updated	Apr 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5490 E GALBRAITH RD, CINCINNATI, OH 45236-2826

Mortgage

Document Number	0000027836
Date	Mar 16, 2022
Book Page	14625/688
Instrument	2022-0027836

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union
Address	WEST CHESTER, OH 45069

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 1, 2023

March 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 2, 2021
Property Address	8505 CAMARGO RD, CINCINNATI, OH 45243-1407
Document Number	0000026279
Book / Page	14365 / 1588
Instrument Date	Feb 19, 2021
Instrument	2021-0026279
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8505 CAMARGO RD, CINCINNATI, OH 45243-1407

Mortgage

Document Number	0000026280
Date	Mar 2, 2021
Instrument	2021-0026280

Lender

Name	KEMBA CREDIT UNION INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	2.37%
Max Rate At Change	4.37%
Index	1-Year CMT
Max Rate	6.37%

Tax Assessment & Valuation

The 2025 property tax bill for 8505 Camargo Rd was $31,901, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,901.00 (+2.31%)	$872,442 (-) Land $280,088 Building $592,354	$2,492,690 Land $800,250 Building $1,692,440
2024	$31,181.00 (+86.36%)	$872,442 (+87.42%) Land $280,088 Building $592,354
2023	$16,732.00 (-2.7%)	$465,499 (+24.05%) Land $280,087 Building $185,412	$2,492,690 Land $800,250 Building $1,692,440
2022	$17,197.00 Homeowner's exemption	$375,236 Land $211,117 Building $164,119
2020			$1,072,100 Land $603,190 Building $468,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8505 Camargo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8505 Camargo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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