8505 198th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 8505 198th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,580 sqft · built 2012
Lot Size	0.127 acres (5,510 sqft)
Owner	2 Individual Names on File
Last Sale	$445,000 (Mar 2020)
Tax Bill	$6,370 (2026)
Deeds & Mortgages	Dec 2025 Second Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`602568-0-040`

Property Details

APN / Parcel Number

Primary APN	`602568-0-040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,580 sqft Living Area
Gross Area	3,068 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,510 sqft (0.127 acres)
Garage Type	Attached
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,102 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	8505 198TH ST E
City	SPANAWAY
State	WA
Zip	98387-5162
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 05 TOWNSHIP 18 RANGE 04 QUARTER 14 PLAT WESTWINDS LOT 4 TOG/W UND INT IN TRS A THRU F EASE OF RECORD OUT OF 401531-898-0 SEG 2008-0360 JU 11/16/07MC
Legal Range	04
Legal Township	18
Legal Section	05
Legal Subdivision	WESTWINDS
Legal Tract	A
Legal Lot Number	4
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	2
Census Block	2000
Census Tract	73133

Owner

8505 198th St E is owned and occupied by two individuals who bought it in March 2020.

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	8505 198TH ST E, SPANAWAY, WA 98387-5162
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TAPCO CU
Apr 7, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Mar 17, 2020	Warranty Deed, Transfer · VA Mortgage PREMIER MORTGAGE RESOURCES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2020 · Amount on File
Deed Sale	Mar 17, 2020 · Amount on File
Prior Sale	Nov 3, 2016 · Amount on File
Deed Document Number	2020170906
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8505 198TH ST E, SPANAWAY, WA 98387-5162
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	WFG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012050259
Date	Dec 5, 2025
Instrument	202512050259

Lender

Name	TAPCO CU
Type	Credit Union
Address	TACOMA, WA 98466

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 5, 2035

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	8505 198TH ST E, SPANAWAY, WA 98387-5162
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	NOT AVAILABLE, NETCO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0004070371
Date	Apr 7, 2021
Instrument	202104070371

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 17, 2020
Property Address	8505 198TH ST E, SPANAWAY, WA 98387-5162
Document Number	0003170906
Map Reference	DOC 200710255001
Instrument Date	Mar 4, 2020
Instrument	202003170906
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,120.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1109 S 92ND ST, TACOMA, WA 98444-4317

Mortgage

Document Number	0003170907
Date	Mar 17, 2020
Instrument	202003170907

Lender

Name	PREMIER MORTGAGE RESOURCES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 8505 198th St E was $6,370, up 3% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,370.00 (+3.01%)	$570,300 Land $162,100 Building $408,200	$570,300 Land $162,100 Building $408,200
2025	$6,184.00 (+0.85%)
2024	$6,132.00 (-3.46%)	$521,400 (-6.1%) Land $159,900 Building $361,500	$521,400 (-6.1%) Land $159,900 Building $361,500
2023	$6,352.00	$555,300 Land $147,300 Building $408,000	$555,300 Land $147,300 Building $408,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8505 198th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 8505 198th St E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lightcurve.

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