8500 Charente Way, Elk Grove, CA 95758 Property Records

Sacramento County property record for 8500 Charente Way, Elk Grove, CA 95758

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 1994
Lot Size	0.149 acres (6,484 sqft)
Owner	Individual Name on File
Last Sale	$6,000 (Jun 1997)
Tax Bill	$2,275 (2025)
Deeds & Mortgages	Apr 2026 Reverse Mortgage Oct 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`117-1130-001-0000`

Property Details

APN / Parcel Number

Primary APN	`117-1130-001-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	L-Shape
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Other
Lot Area	6,484 sqft (0.149 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8500 CHARENTE WAY
City	ELK GROVE
State	CA
Zip	95758-7203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-PUD
Legal Description	JACINTO WEST, LOT 1
Legal Subdivision	JACINTO WEST
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1004
Census Tract	9608

Owner

8500 Charente Way is owned and occupied by an individual who acquired it in March 1999.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	8500 CHARENTE WAY, ELK GROVE, CA 95758-7203
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage SACRAMENTO CU
Aug 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage SACRAMENTO CU
Mar 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
May 10, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL
Jul 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT EQUITY MTG
Mar 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage SACRAMENTO CU
Dec 24, 2016	Deed of Trust, Mortgage · FHA Mortgage FIRST DIRECT LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 1997 · Amount on File
Deed Sale	Jun 23, 1997 · Amount on File
Prior Sale	Dec 21, 1994 · Amount on File
Deed Book / Page	970623 / 880
Last Transfer Date	Mar 25, 1999
Transfer Doc	9905001168
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 29, 2026
Property Address	8500 CHARENTE WAY, ELK GROVE, CA 95758-7203
Document Number	2026000014
Book / Page	20260429 / 14
Instrument Date	Apr 15, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8500 CHARENTE WAY, ELK GROVE, CA 95758-7203
Investor	Possibly a Property Investor

Mortgage

Document Number	2026000014,
Date	Apr 29, 2026
Book Page	20260429/14

Lender

Name	FINANCE OF AMERICA REVERSE LLC

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	999 Months
Due	Jul 19, 2111

Interest

Rate	6.22%
Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8500 CHARENTE WAY, ELK GROVE, CA 95758-7203
Document Number	2010081528
Instrument Date	Oct 1, 2020
Transaction Type	Mortgage
Record Updated	Oct 27, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8500 CHARENTE WAY ELK GROVE CA 957587203, ELK GROVE, CA 95758-7203
Investor	Possibly a Property Investor

Mortgage

Document Number	2010081528
Date	Oct 8, 2020
Instrument	2010081528

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 7, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8500 CHARENTE WAY, ELK GROVE, CA 95758-7203
Document Number	1908301027
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8500 CHARENTE WAY ELK GROVE CA 957587203, ELK GROVE, CA 95758-7203
Investor	Possibly a Property Investor

Mortgage

Document Number	1908301027
Date	Aug 30, 2019
Instrument	1908301027

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95814

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8500 CHARENTE WAY, ELK GROVE, CA 95758-7203
Document Number	1904041291
Instrument Date	Mar 30, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8500 CHARENTE WAY ELK GROVE CA 957587203, ELK GROVE, CA 95758-7203

Mortgage

Document Number	1904041291
Date	Apr 4, 2019
Instrument	1904041291

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8500 CHARENTE WAY, ELK GROVE, CA 95758-7203
Document Number	1805151124
Instrument Date	May 10, 2018
Transaction Type	Mortgage
Record Updated	Jun 4, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8500 CHARENTE WAY ELK GROVE CA 957587203, ELK GROVE, CA 95758-7203
Investor	Possibly a Property Investor

Mortgage

Document Number	1805151124
Date	May 15, 2018
Instrument	1805151124

Lender

Name	LOANPAL
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 14, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8500 CHARENTE WAY, ELK GROVE, CA 95758-7203
Document Number	1707240975
Instrument Date	Jul 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8500 CHARENTE WAY ELK GROVE CA 957587203, ELK GROVE, CA 95758-7203
Investor	Possibly a Property Investor

Mortgage

Document Number	1707240975
Date	Jul 24, 2017
Instrument	1707240975

Lender

Name	PARAMOUNT EQUITY MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8500 CHARENTE WAY, ELK GROVE, CA 95758-7203
Document Number	0000001013
Book / Page	170404 / 001013
Instrument Date	Mar 21, 2017
Transaction Type	Mortgage
Record Updated	Apr 20, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8500 CHARENTE WAY ELK GROVE CA 957587203, ELK GROVE, CA 95758-7203
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001013
Date	Apr 4, 2017
Book Page	170404/001013

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95812-2351

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Apr 3, 2027

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8500 CHARENTE WAY, ELK GROVE, CA 95758-7203
Document Number	0000000262
Book / Page	170103 / 000262
Instrument Date	Dec 24, 2016
Transaction Type	Mortgage
Record Updated	Jan 19, 2017
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8500 CHARENTE WAY ELK GROVE CA 957587203, ELK GROVE, CA 95758-7203

Mortgage

Document Number	0000000262
Date	Jan 3, 2017
Book Page	170103/000262

Lender

Name	FIRST DIRECT LNDG
Address	IRVINE, CA 92618

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8500 Charente Way was $2,275 with a homeowner's exemption, up 0.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$192,277 (+2%) Land $58,125 Building $134,152
2025	$2,275.00 (+0.93%) Homeowner's exemption	$188,508 Land $56,986 Building $131,522
2024	$2,254.00 (+3.02%)
2023	$2,188.00 (+1.25%) Homeowner's exemption	$181,190 Land $54,774 Building $126,416
2022	$2,161.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8500 Charente Way in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8500 Charente Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20

May also be available: AT&T, Frontier, GeoLinks.

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