850 Wilfred St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 850 Wilfred St, Saint Cloud, FL 34769

Property Summary

Property Type	Religious, Church, Worship (Synagogue, Temple, Parsonage)
Details	1,536 sqft · built 1959
Lot Size	0.677 acres (29,490 sqft)
Owner	Company Name on Record
Last Sale	$180,000 (Jan 2024)
Deeds & Mortgages	Nov 2025 Mortgage Jan 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-26-31-5480-0001-0010`

Property Details

APN / Parcel Number

Primary APN	`07-26-31-5480-0001-0010`
Alternative APNs	`263107548000010010` `96753`

Interior

Stories	1 Story
Building Area	1,536 sqft Gross Area
1st Floor Area	1,536 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Custom Design
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	29,490 sqft (0.677 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Porch	Finished/Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	850 WILFRED ST
City	SAINT CLOUD
State	FL
Zip	34769-5431
Property Category	Other
Property Type	Other > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Local Zoning Code	RS-3
Legal Description	WHITTED SUB PB 1PG 317 LOTS 1 & 2
Legal Range	31E
Legal Township	26S
Legal Section	07
Legal Subdivision	WHITTED
Legal Tract	5480
Legal Block	10
Legal Lot Number	1
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2006
Census Tract	43303

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1455 RIVER RD, SAINT CLOUD, FL 34769-4747
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Commercial Mortgage VAL-CHRIS INVESTMENTS INC
Jan 11, 2024	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Jan 5, 2024	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Jan 24, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2024 · Amount on Record
Deed Sale	Jan 11, 2024 · Amount on Record
Prior Sale	Jan 24, 2022 · Amount on Record
Deed Document Number	20244537
Deed Book / Page	6532 / 1926
Prior Transfer Date	Dec 31, 2023
Prior Transfer Doc	0065290420
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	850 WILFRED ST, SAINT CLOUD, FL 34769-5431
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 RIVER RD, SAINT CLOUD, FL 34769-4747

Mortgage

Document Number	0068802635
Date	Nov 14, 2025
Book Page	6880/2635
Instrument	2025141214

Lender

Name	VAL-CHRIS INVESTMENTS INC
Type	Non-Lending Institution
Address	IRVINE, CA 92614

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Dec 1, 2030

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 11, 2024
Property Address	850 WILFRED ST, SAINT CLOUD, FL 34769-5431
Document Number	0065321926
Book / Page	6532 / 1926
Map Reference	MB 1 PG 317
Instrument Date	Jan 11, 2024
Instrument	2024004537
Transaction Type	Transfer
Record Updated	Jan 31, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$1,260.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1541, COTTONDALE, FL 32431

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1455 RIVER RD, SAINT CLOUD, FL 34769-4747

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 5, 2024
Property Address	850 WILFRED ST, SAINT CLOUD, FL 34769-5431
Document Number	0065290420
Book / Page	6529 / 420
Map Reference	MB 1 PG 317
Instrument Date	Dec 31, 2023
Instrument	2024001416
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2257 SAINT STEPHENS RD, MOBILE, AL 36617-3728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1175 S NARCOOSSEE RD, SAINT CLOUD, FL 34771-8221

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 24, 2022
Property Address	850 WILFRED ST, SAINT CLOUD, FL 34769-5431
Document Number	0061342611
Book / Page	6134 / 2611
Map Reference	MB 1 PG 317
Instrument Date	Jan 18, 2022
Instrument	2022012243
Transaction Type	Transfer
Record Updated	Feb 4, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$399.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2257 SAINT STEPHENS RD, 2257, MOBILE, AL 36617-3728

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1175 S NARCOOSSEE RD, SAINT CLOUD, FL 34771-8221

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$86,300 (-0.35%) Land $50,000 Building $36,300	$86,300 (-0.35%) Land $50,000 Building $36,300
2023	Additional exemption filed	$86,600 Land $50,000 Building $36,600	$86,600 Land $50,000 Building $36,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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