850 Spring Lake Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 850 Spring Lake Rd, Cloquet, MN 55720

Property Summary

Property Type	Apartments (5+ Units)
Lot Size	0.448 acres (19,547 sqft)
Owner	Individual Name on Record
Last Sale	$649,000 (Aug 2024)
Tax Bill	$11,078 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-100-0122`

Property Details

APN / Parcel Number

Primary APN	`06-100-0122`
Alternative APN	`1974`

Interior

Units	8 Units

Exterior

Lot Area	19,547 sqft (0.448 acres)

Location & Zoning

Account Number	1974
Street Address	850 SPRING LAKE RD
City	CLOQUET
State	MN
Zip	55720-3201
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	PT OF LOT 1 COM AT CITY OF CLOQUET CO AUD SUBD NO 31
Legal Subdivision	CO AUD SUBD NO 31
Legal Block	3
Legal Lot Number	1
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	1
Census Block	1069
Census Tract	70401

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	395 NELSON RD, CLOQUET, MN 55720-9410
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2024 · Amount on Record
Deed Sale	Aug 29, 2024 · Amount on Record
Prior Sale	May 13, 2021 · Amount on Record
Deed Document Number	20241690392
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARLTON MN
Recording Date	May 13, 2021
Property Address	850 SPRING LAKE RD, CLOQUET, MN 55720-3201
Document Number	T000040445
Instrument Date	Apr 30, 2021
Instrument	T000040445
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	PIONEER TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	722 TOWER AVE, SUPERIOR, WI 54880-6634

Mortgage

Document Number	T000040447
Date	May 13, 2021
Instrument	T000040447

Lender

Name	LARSMONT PROPERTIES

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	T000040446
Date	May 13, 2021
Instrument	T000040446

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,078.00 (+3.63%)
2025		$508,000 (+2.34%) Land $51,900 Building $456,100	$508,000 (+2.34%) Land $51,900 Building $456,100
2024	$10,690.00	$496,400 (-) Land $49,300 Building $447,100	$496,400 (-) Land $49,300 Building $447,100
2023	$10,690.00	$496,400 (-) Land $49,300 Building $447,100	$496,400 (-) Land $49,300 Building $447,100
2022		$496,400 Land $49,300 Building $447,100	$496,400 Land $49,300 Building $447,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cloquet serves 12,864 people · EPA ID MN1090005
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20

May also be available: CTC.

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