850 Southside Rd, Cunningham, TN 37052 Property Records

Montgomery County property record for 850 Southside Rd, Cunningham, TN 37052

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,750 sqft · built 2021
Lot Size	1.66 acres (72,310 sqft)
Owner	Individual Name on Record
Last Sale	$467,500 (May 2024)
Tax Bill	$1,800 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`132 40.00`

Property Details

APN / Parcel Number

Primary APN	`132 40.00`
Alternative APNs	`132 04000 000` `66923`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,750 sqft Living Area
1st Floor Area	1,750 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	72,310 sqft (1.66 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	850 SOUTHSIDE RD
City	CUNNINGHAM
State	TN
Zip	37052-4819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	3-3.6 VACANT; ADD CHG PER EDNA MOODY T-14
Legal Subdivision	CHRISTOPHER MORRIS PROPERTY SOUTHSIDE RD
Legal Lot Number	1
Jurisdiction	MONTGOMERY TN
Township / Civil Division	4
Census Block Group	2
Census Block	2010
Census Tract	101702

Owner

Source: Montgomery County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	850 SOUTHSIDE RD, CUNNINGHAM, TN 37052-4819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage · VA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Aug 2, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 14, 2020	Deed of Trust, Construction Loan · Construction Mortgage ALTRA FCU
Dec 23, 2019	Warranty Deed, Transfer HIGHLAND TITLE SERVICES, HIGHLAND TITLE CO INC
May 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2024 · Amount on Record
Deed Sale	May 14, 2024 · Amount on Record
Prior Sale	Aug 2, 2022 · Amount on Record
Deed Document Number	20241460348
Deed Book / Page	2368 / 1408
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	850 SOUTHSIDE RD, CUNNINGHAM, TN 37052-4819
Transaction Type	Mortgage
Record Updated	Mar 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 SOUTHSIDE RD, CUNNINGHAM, TN 37052-4819

Mortgage

Document Number	02477/3275
Date	Feb 19, 2026
Book Page	2477/3275
Instrument	1533146

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Property Address	850 SOUTHSIDE RD, CUNNINGHAM, TN 37052-4819
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02163/1279
Date	Dec 1, 2021
Book Page	2163/1279
Instrument	1351783

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Aug 2, 2022
Property Address	850 SOUTHSIDE RD, CUNNINGHAM, TN 37052-4819
Document Number	002241/650
Book / Page	2241 / 650
Map Reference	MB L PG 4
Instrument Date	Jul 29, 2022
Instrument	1391703
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	TENNESSEE TITLE SERVICES LLC, TENNESSEE TTL SVCS LLC CLARK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	850 SOUTHSIDE RD, CUNNINGHAM, TN 37052-4819

Mortgage

Document Number	0001391704
Date	Aug 2, 2022
Instrument	1391704

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2042

December 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TN
Recording Date	Dec 14, 2020
Property Address	850 SOUTHSIDE RD, CUNNINGHAM, TN 37052-4819
Document Number	0001290370
Book / Page	002039 / 002928
Instrument Date	Dec 11, 2020
Instrument	1290370
Transaction Type	Construction Loan
Record Updated	Feb 1, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	SOUTHSIDE RD SOUTHSIDE TN 37171, SOUTHSIDE, TN 37171

Mortgage

Document Number	0001290370
Date	Dec 14, 2020
Book Page	002039/002928
Instrument	1290370

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 13, 2021

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TN
Recording Date	Dec 23, 2019
Property Address	850 SOUTHSIDE RD, CUNNINGHAM, TN 37052-4819
Document Number	0001237252
Book / Page	001934 / 002159
Instrument Date	Dec 6, 2019
Instrument	1237252
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	HIGHLAND TITLE SERVICES, HIGHLAND TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$48.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4057 OLD HIGHWAY 48 SOUTHSIDE TN 371719013, SOUTHSIDE, TN 37171-9013

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY TN
Recording Date	May 23, 2019
Property Address	850 SOUTHSIDE RD, CUNNINGHAM, TN 37052-4819
Document Number	0001208488
Book / Page	001882 / 002678
Instrument Date	May 22, 2019
Instrument	1208488
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	SOUTHSIDE RD CLARKSVILLE TN 37171, CLARKSVILLE, TN 37171

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Montgomery County
Unified School District	Clarksville-Montgomery County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,800.00 (+1.18%)	$85,700 (-)	$342,800 (-) Land $76,500 Building $266,300
2024	$1,779.00 (+27.34%)	$85,700 (+83.41%)	$342,800 (+83.41%) Land $76,500 Building $266,300
2023	$1,397.00	$46,725 (-)
2022	$1,397.00	$46,725	$186,900 Land $32,900 Building $154,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUNNINGHAM UTILITY DISTRICT serves 16,068 people · EPA ID TN0000167
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Cumberland Connect Fiber	1,000 / 1,000

May also be available: Verizon.

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