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850 Shipwatch Dr E, Jacksonville, FL 32225 Property Records

Duval County property record for 850 Shipwatch Dr E, Jacksonville, FL 32225

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 3,956 sqft · built 1997
Lot Size0.358 acres (15,578 sqft)
Owner2 Individual Names on File
Last Sale$1,500,000 (Jul 2022)
Tax Bill$23,433 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Jul 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN167127-1850

Property Details

APN / Parcel Number

Primary APN167127-1850

Interior

Bedrooms6 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,956 sqft Living Area
Gross Area5,199 sqft
1st Floor Area3,094 sqft
Upper Floors Area869 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2015
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,578 sqft (0.358 acres)
Lot Dimensions145 ft deep x 108 ft wide
View / LotCanal
Garage TypeAttached
Garage Area792 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area4 sqft
PorchFinished Screened Porch
Porch Area272 sqft
Deck AreaDeck Area
Patio Area179 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address850 SHIPWATCH DR E
CityJACKSONVILLE
StateFL
Zip32225-5409
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description45-100 37-2S-28E QUEENS HARBOUR YACHT AND COUNTRY CLUB UNIT 01 LOT 171
Legal Range28E
Legal Township02S
Legal Section37
Legal SubdivisionQUEEN HRBR YCHT&CO CLUB 1
Legal Block3
Legal Lot Number171
Legal Unit1
JurisdictionDUVAL FL
Township / Civil DivisionJACKSONVILLE EAST
Census Block Group3
Census Block3009
Census Tract14330

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address850 SHIPWATCH DR E, JACKSONVILLE, FL 32225-5409
OccupancyOwner Occupied
Owner TypeIndividual
VestingRight of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2022Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Jul 19, 2022Intrafamily Transfer, Transfer
LIGHTHOUSE TITLE, LIGHTHOUSE TITLE SVCS LLC
May 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Jan 4, 2019Warranty Deed, Transfer · Conventional Mortgage
GENEVA FINANCIAL LLC
Nov 5, 2018Loan Modification, Mortgage
TIAA FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2022 · Amount on File
Deed SaleJul 19, 2022 · Amount on File
Prior SaleJan 4, 2019 · Amount on File
Deed Document Number2022189630
Deed Book / Page20366 / 1248
Prior Transfer DateJul 18, 2022
Prior Transfer Doc0203661250
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJul 19, 2022
Property Address850 SHIPWATCH DR E, JACKSONVILLE, FL 32225-5409
Document Number0203661248
Book / Page20366 / 1248
Map ReferenceMB45 PG100&100A-100Q
Instrument DateJul 19, 2022
Instrument2022189630
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyLIGHTHOUSE TITLE, LIGHTHOUSE TITLE SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$10,500.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6828 SCENIC DR, 6828, APOLLO BEACH, FL 33572-1542

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address850 SHIPWATCH DR E, JACKSONVILLE, FL 32225-5409

Mortgage

Document Number0203661255
DateJul 19, 2022
Instrument20366/1255
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateAug 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.37%
IndexOther
Max Rate9.37%

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDUVAL FL
Recording DateJul 19, 2022
Property Address850 SHIPWATCH DR E, JACKSONVILLE, FL 32225-5409
Document Number0203661250
Book / Page20366 / 1250
Map ReferenceMB45 PG100&100A-100Q
Instrument DateJul 18, 2022
Instrument2022189631
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyLIGHTHOUSE TITLE, LIGHTHOUSE TITLE SVCS LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address850 SHIPWATCH DR E, 850, JACKSONVILLE, FL 32225-5409

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address850 SHIPWALEB DR, JACKSONVILLE, FL 32025

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUVAL FL
Property Address850 SHIPWATCH DR E, JACKSONVILLE, FL 32225-5409
Document Number0192112340
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedJun 2, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address850 SHIPWATCH DR E JACKSONVILLE FL 322255409, JACKSONVILLE, FL 32225-5409

Mortgage

Document Number0192112340
DateMay 21, 2020
Book Page019211/002340
Instrument103308
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueMay 20, 2040

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDUVAL FL
Recording DateJan 4, 2019
Property Address850 SHIPWATCH DR E, JACKSONVILLE, FL 32225-5409
Document Number0186480588
Book / Page18648 / 0588
Map ReferenceMB 45 PG 100&100A
Instrument DateDec 14, 2018
Instrument2019002747
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,267.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4134 SEZBREZZE DRIVE, 4134, JACKSONVILLE BEACH, FL 32250

Transferred To (Grantee/Buyer)

NameVerified Name
Address850 SHIPWATCH DR E, JACKSONVILLE, FL 32225-5409

Mortgage

Document Number2019002748
DateJan 4, 2019
Instrument2019002748
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2049

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDUVAL FL
Property Address850 SHIPWATCH DR E, JACKSONVILLE, FL 32225-5409
Document Number0186121447
Instrument DateNov 5, 2018
Transaction TypeMortgage
Record UpdatedDec 14, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address850 SHIPWATCH DR E JACKSONVILLE FL 322255409, JACKSONVILLE, FL 32225-5409

Mortgage

Document Number0186121447
DateNov 29, 2018
Book Page018612/001447
Instrument280312
Lender
NameTIAA FSB
AddressJACKSONVILLE, FL 32202
Agreement
AmountAmount on Record
Term240 Months
DueNov 28, 2038
Interest
Rate2%

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyDuval County
MunicipalityJacksonville City
Unified School DistrictDuval County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,376,780 (+2.7%)$1,436,202 (+2.04%) Land $503,507 Building $932,695
2025$23,433.00 (-6.3%) Homeowner's exemption$1,340,585 (+4.9%)$1,407,500 (+10.14%) Land $429,624 Building $977,876
2024$25,009.00 (+7.98%)
2023$23,161.00 (+124.62%)$1,277,920 (+101.31%) Land $363,528 Building $914,392$1,277,920 (+45.22%) Land $363,528 Building $914,392
2022$10,311.00 Homeowner's exemption$634,787$880,000 Land $363,528 Building $516,472

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 317 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies317 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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