850 SE Monterey Rd, Stuart, FL 34994 Property Records

Martin County property record for 850 SE Monterey Rd, Stuart, FL 34994

Property Summary

Property Type	Vehicle Sales & Rentals
Details	2 ba · 5,096 sqft · built 1953
Lot Size	2.06 acres (89,803 sqft)
Owner	Company Name on File
Last Sale	$535,000 (Jan 2002)
Tax Bill	$17,582 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-38-41-000-000-0004.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`16-38-41-000-000-0004.0-2-0000`
Alternative APNs	`16-38-41-000-000-00040-2` `27988`

Interior

Full Baths	2 Baths
Total Rooms	1 Room
Units	2 Units
Stories	1 Story
Building Area	5,096 sqft Gross Area
1st Floor Area	5,096 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Material	Built-Up Asphalt
Lot Area	89,803 sqft
View / Lot	Commercial
Porch	Open Concrete/Masonry Porch
Porch Area	204 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	27988
Street Address	850 SE MONTEREY RD
City	STUART
State	FL
Zip	34994-4519
Property Category	Commercial
Property Type	Commercial > Retail > Vehicle Sales & Rentals
Local Zoning Code	B2
Legal Description	SEC 16-T38S-R41E; N 353.72 OF E 280 OF E 1/4 OF GOV LOT 2 (LESS N 33 - MONTEREY RD R/W)
Legal Subdivision	ACREAGE
Legal Block	3
Legal Lot Number	2
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	3
Census Block	3001
Census Tract	1000

Owner

850 SE Monterey Rd, a commercial property, is owned by a company that bought it in January 2002.

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	1621 SW PROSPERITY WAY, PALM CITY, FL 34990-2429
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2022	Deed of Trust, Mortgage · Line of Credit VAST BANK NA
Feb 26, 2018	Deed of Trust, Mortgage · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2002 · Amount on File
Deed Sale	Jan 9, 2002 · Amount on File
Prior Sale	Apr 1, 1997 · Amount on File
Deed Document Number	20021545230
Deed Book / Page	1611 / 1761
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	850 SE MONTEREY RD, STUART, FL 34994-4519
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 SE MONTEREY RD, STUART, FL 34994-4519

Mortgage

Document Number	0033092630
Date	Apr 29, 2022
Book Page	3309/2630
Instrument	2957346

Lender

Name	VAST BANK NA
Type	Bank
Address	FORT LAUDERDALE, FL 33301

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 21, 2032

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	850 SE MONTEREY RD, STUART, FL 34994-4519
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029770377
Date	Feb 26, 2018
Book Page	02977/0377
Instrument	2680478

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	WINTER HAVEN, FL 33883

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 850 SE Monterey Rd was $17,582, up 1.7% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,582.00 (+1.75%)	$1,000,570 Land $718,420 Building $282,150	$1,000,570 Land $718,420 Building $282,150
2024	$17,280.00 (+4.28%)
2023	$16,570.00 (+6.97%)	$1,028,050 (+36.09%) Land $718,420 Building $309,630	$1,028,050 (+2.76%) Land $718,420 Building $309,630
2022	$15,491.00	$755,393	$1,000,410 Land $718,420 Building $281,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 850 SE Monterey Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 24 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	2 (1994–1998)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 850 SE Monterey Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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