850 Saint James Ave, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 850 Saint James Ave, Springfield, MA 01104

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 955 sqft · built 1948
Lot Size	0.24 acres (10,450 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Jan 2019)
Tax Bill	$3,918 (2026)
Deeds & Mortgages	Jun 2022 Refinance Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:11170 P:0124`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:11170 P:0124`
Alternative APN	`111700124`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	955 sqft Living Area
1st Floor Area	858 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	10,450 sqft (0.24 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	111700124
Street Address	850 SAINT JAMES AVE
City	SPRINGFIELD
State	MA
Zip	01104-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1023
Census Tract	800300

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	850 SAINT JAMES AVE, SPRINGFIELD, MA 01104-2809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLESBANK (HOLYOKE MA)
Jan 25, 2019	Quit Claim Deed, Transfer · Conventional with PMI PEOPLESBANK (HOLYOKE MA)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2019 · Amount on Record
Deed Sale	Jan 25, 2019 · Amount on Record
Prior Sale	Jun 19, 2009 · Amount on Record
Deed Document Number	20194770
Deed Book / Page	22536 / 59
Prior Transfer Date	Jan 17, 2019
Prior Transfer Doc	22536-59
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	850 SAINT JAMES AVE, SPRINGFIELD, MA 01104-2809
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024614-550
Date	Jun 29, 2022
Book Page	24614/550
Instrument	39184

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Jan 25, 2019
Property Address	850 SAINT JAMES AVE, SPRINGFIELD, MA 01104-2809
Document Number	22536-59
Book / Page	022536 / 000059
Instrument Date	Jan 17, 2019
Instrument	4770
Transaction Type	Transfer
Record Updated	Feb 13, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.55
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 NEWLAND ST SPRINGFIELD MA 011071410, SPRINGFIELD, MA 01107-1410

Mortgage

Document Number	22536-63
Date	Jan 25, 2019
Book Page	022536/000063
Instrument	4771

Lender

Name	PEOPLESBANK (HOLYOKE MA)

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2049

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,918.00 (+3.84%)	$253,400 (+5.32%) Land $38,400 Building $215,000	$267,256 (+20.07%)
2025	$3,773.00 (+17.5%)	$240,600 (+27.77%) Land $39,900 Building $200,700	$222,585 (+12.81%)
2024			$197,315
2023	$3,211.00	$188,300 Land $35,400 Building $152,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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