Rowan County property record for 850 Rockfork Rd, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,620 sqft · built 1971 |
| Lot Size | 0.91 acres (39,640 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $19,000 (Aug 2023) |
| Tax Bill | $1,456 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Apr 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 075-00 00 027.00 |
| Primary APN | 075-00 00 027.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,620 sqft Living Area |
| Basement Area | 1,396 sqft |
| Unfinished Basement | 1,396 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 39,640 sqft (0.91 acres) |
| Garage Type | Basement |
| Garage Area | 224 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Account Number | 2867 |
|---|---|
| Street Address | 850 ROCKFORK RD |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-8984 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HSE & LOT ROCK FORK ROAD |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | HILDA-TRIPLETT |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 950100 |
Source: Rowan County records, as of November 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 850 ROCKFORK RD, MOREHEAD, KY 40351-8984 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 17, 2017 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2023 · Amount on Record |
| Deed Sale | Aug 23, 2023 · Amount on Record |
| Prior Sale | Jun 1, 2011 · Amount on Record |
| Deed Document Number | 20232024743 |
| Deed Book / Page | 288 / 738 |
| Prior Transfer Date | Mar 31, 2017 |
| Prior Transfer Doc | 00D263/713 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 850 ROCKFORK RD, MOREHEAD, KY 40351-8984 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00A445/858 |
|---|---|
| Date | Feb 24, 2022 |
| Book Page | A445/858 |
| Instrument | 2015125 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Apr 17, 2017 |
| Property Address | 850 ROCKFORK RD, MOREHEAD, KY 40351-8984 |
| Document Number | 00D263/713 |
| Book / Page | D263 / 713 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 404748 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 850 ROCKFORK RD, MOREHEAD, KY 40351-8984 |
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,456.00 (-1.75%) | $174,000 (-) Land $10,000 Building $164,000 | $174,000 (-) Land $10,000 Building $164,000 |
| 2023 | $1,482.00 | $174,000 Land $10,000 Building $164,000 | $174,000 Land $10,000 Building $164,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 10 (2001–2017) |
| Claims Outside the SFHA | 5 of 10 |
| Most Recent Claim | Jun 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 67% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375 |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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