850 Overbluff St, Channelview, TX 77530 Property Records

Harris County property record for 850 Overbluff St, Channelview, TX 77530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,199 sqft · built 1967
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$159,100 (Jun 2020)
Tax Bill	$1,745 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`098-440-000-0012`

Property Details

APN / Parcel Number

Primary APN	`098-440-000-0012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,199 sqft Living Area
1st Floor Area	1,199 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 2019
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	6,534 sqft (0.15 acres)
View / Lot	Neighborhood
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	39 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0984400000012
Street Address	850 OVERBLUFF ST
City	CHANNELVIEW
State	TX
Zip	77530-3238
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 & S 1 FT OF LT 13 BLK 13 CHANNELWOOD SEC 2
Legal Subdivision	CHANNELWOOD SEC 2
Legal Block	13
Legal Lot Number	12,13
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	4
Census Block	4034
Census Tract	252400

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	850 OVERBLUFF ST, CHANNELVIEW, TX 77530-3238
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Deed of Trust, Mortgage · FHA Mortgage SOUTHWEST FUNDING LP
Jun 1, 2020	Warranty Deed, Transfer · FHA Mortgage SOUTHWEST FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2020 · Amount on Record
Deed Sale	Jun 1, 2020 · Amount on Record
Prior Sale	Nov 5, 2012
Deed Document Number	2020231054
Prior Transfer Date	May 28, 2020
Prior Transfer Doc	2020231054
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	850 OVERBLUFF ST, CHANNELVIEW, TX 77530-3238
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063175
Date	Feb 3, 2022
Instrument	2022-63175

Lender

Name	SOUTHWEST FUNDING LP
Type	Mortgage Company
Address	DALLAS, TX 75240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jun 1, 2020
Property Address	850 OVERBLUFF ST, CHANNELVIEW, TX 77530-3238
Document Number	0000231054
Instrument Date	May 28, 2020
Instrument	231054
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	850 OVERBLUFF ST CHANNELVIEW TX 775303238, CHANNELVIEW, TX 77530-3238

Mortgage

Document Number	231055
Date	Jun 1, 2020
Instrument	231055

Lender

Name	SOUTHWEST FNDG
Type	Funding / Finance Company
Address	DALLAS, TX 75240

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Channelview Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$225,029 (+20.95%) Land $40,610 Building $184,419	$225,029 (+20.95%) Land $40,610 Building $184,419
2025	$1,745.00 (+23.06%) Homeowner's exemption	$186,057 (-16.82%) Land $40,610 Building $145,447	$186,057 (-16.82%) Land $40,610 Building $145,447
2024	$1,418.00 (+17.19%)
2023		$223,686 Land $40,610 Building $183,076	$223,686 Land $40,610 Building $183,076
2022	$1,210.00 (+20.16%)
2020	$1,007.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 74 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	74 in force
Nearby Flood Claims	134 (1979–2024)
Claims Outside the SFHA	60 of 134
Most Recent Claim	Jul 2024 · Hurricane Beryl
Claims by Event	Hurricane Harvey, Aug 2017 · 25 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 23 claims Severe Thunderstorms And Flooding, Oct 1994 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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