Polk County property record for 850 N Trade St, Tryon, NC 28782 · Last verified April 2026
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Year Built | Built 1990 |
| Square Footage | 1,250 sqft Finished Area |
| Lot Size | 14,375 sqft (0.33 acres) |
| Last Sale | $162,500 (2020) |
| Tax Bill | $986.00 (2025) |
| Primary APN | T13-F7 |
|---|---|
| Alternative APN |
|
| Total Rooms | 2 Rooms |
|---|---|
| Building Area | 1,250 sqft Finished Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 14,375 sqft (0.33 acres) |
| Porch | Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 55873 |
|---|---|
| Street Address | 850 N TRADE ST |
| City | TRYON |
| State | NC |
| Zip | 28782-5598 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | T13A, T13A T13A |
| Legal Subdivision | T13A |
| Jurisdiction | POLK NC |
| Minor Civil Division | TRYON |
| Census Blockgroup | 3 |
| Census Block | 3032 |
| Census Tract | 920304 |
Source: Polk County records · APN T13-F7
Assessment roll updated September 30, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 850 N TRADE ST, TRYON, NC 28782-5598 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage ALCOVA MORTGAGE LLC |
| Mar 29, 2018 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 17, 2020 · Amount on Record |
| Deed Sale | Nov 17, 2020 · Amount on Record |
| Prior Sale | Mar 29, 2018 · Amount on Record |
| Deed Book / Page | 454 / 309 |
| Prior Transfer Date | Apr 02, 2009 |
| Prior Transfer Doc | 00372/0910 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Nov 17, 2020 |
| Property Address | 850 N TRADE ST, TRYON, NC 28782-5598 |
| Document Number | 000454/309 |
| Book / Page | 454 / 309 |
| Instrument Date | Nov 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 115 RUTLEDGE DR, 115, HENDERSONVILLE, NC 28739-6237 |
| Name | Verified Name |
|---|---|
| Address | 850 N TRADE ST, TRYON, NC 28782-5598 |
| Document Number | 0000454312 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 454/312 |
| Name | ALCOVA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Mar 29, 2018 |
| Property Address | 850 N TRADE ST, TRYON, NC 28782-5598 |
| Document Number | 00432/1339 |
| Book / Page | 432 / 1339 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 004692570003 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 RUTLEDGE DR, HENDERSONVILLE, NC 28739-6237 |
Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Municipality | Tryon Town |
| Unified School District | Polk County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $986.00 (+6.71%) | $213,177 (+32.11%) Land $49,500 Building $163,677 | $213,177 (+32.11%) Land $49,500 Building $163,677 |
| 2023 | $924.00 | $161,361 Land $33,000 Building $128,361 | |
| 2021 | $161,361 Land $33,000 Building $128,361 |
850 N Trade St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Polk County (37149C), updated July 8, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 46th percentile of exposed land nationally · 67th in North Carolina |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,136 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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