850 N Main St, Union (Englewood), OH 45322 Property Records

Montgomery County property record for 850 N Main St, Union, OH 45322

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,853 sqft · built 1919
Lot Size	8.5 acres (370,260 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Sep 1996)
Tax Bill	$4,019 (2025)
Deeds & Mortgages	Sep 2026 Construction Loan Feb 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M58-00323-0003`

Property Details

APN / Parcel Number

Primary APN	`M58-00323-0003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,853 sqft Living Area
Gross Area	1,997 sqft
1st Floor Area	752 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Architectural Style	Old Style
Exterior Material	Brick/Stone
Construction Type	Steel Frame
Lot Area	370,260 sqft (8.5 acres)
View / Lot	Neighborhood / Spot
Porch	Enclosed Frame Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	850 N MAIN ST
City	UNION
State	OH
Zip	45322-9747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-5-3 1991 ANNEXATION
Legal Lot Number	3
Jurisdiction	MONTGOMERY OH
Township / Civil Division	UNION CITY
Census Block Group	1
Census Block	1001
Census Tract	125000

Owner

Source: Montgomery County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	850 N MAIN ST, UNION, OH 45322-9747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Construction Mortgage WRIGHT-PATT CREDIT UNION
Feb 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage GREENVILLE FEDERAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 1996 · Amount on Record
Deed Sale	Sep 23, 1996 · Amount on Record
Deed Document Number	199620011
Deed Book / Page	960643 / C03
Prior Transfer Date	Sep 12, 1995
Prior Transfer Doc	0000020666
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 4, 2026
Property Address	850 N MAIN ST, UNION, OH 45322-9747
Document Number	0000053468
Instrument Date	Sep 3, 2026
Instrument	202653468
Transaction Type	Mortgage
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 N MAIN ST, UNION, OH 45322-9747

Mortgage

Document Number	0000053468,
Date	Sep 4, 2026
Instrument	202653468

Lender

Name	WRIGHT-PATT CREDIT UNION

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Oct 1, 2057

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	850 N MAIN ST, UNION, OH 45322-9747
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 RANKIN DR, ENGLEWOOD, OH 45322-1140

Mortgage

Document Number	0000007405
Date	Feb 6, 2026
Instrument	2026-00007405

Lender

Name	GREENVILLE FEDERAL
Type	Bank
Address	GREENVILLE, OH 45331

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Union City
Unified School District	Northmont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,019.00	$55,550 (-) Land $28,170 Building $27,380	$158,720 (-) Land $80,490 Building $78,230
2024	$4,019.00 (+7.46%)
2023	$3,740.00 (-4.76%)	$55,550 (+25%) Land $28,170 Building $27,380	$158,720 (+25%) Land $80,490 Building $78,230
2022	$3,927.00	$44,440 Land $22,540 Building $21,900
2020			$126,980 Land $64,400 Building $62,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1981–2019)
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION CITY PWS serves 7,000 people · EPA ID OH5702512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures