850 N Eagle St, Naperville, IL 60563 Property Records

DuPage County property record for 850 N Eagle St, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,086 sqft · built 1950
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$745,000 (Apr 2022)
Tax Bill	$15,899 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-12-421-003`

Property Details

APN / Parcel Number

Primary APN	`07-12-421-003`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,086 sqft Living Area
Gross Area	3,446 sqft
1st Floor Area	1,302 sqft
2nd Floor Area	1,424 sqft
Basement Area	720 sqft
Finished Basement	360 sqft
Unfinished Basement	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	13.5 ft deep x 5.5 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	850 N EAGLE ST
City	NAPERVILLE
State	IL
Zip	60563-3028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OGDEN AVE ADD TO NAPER
Legal Subdivision	OGDEN AVE ADD TO NAPER
Legal Lot Number	234
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	4
Census Block	4002
Census Tract	846404

Owner

850 N Eagle St is owned and occupied by two individuals who bought it in April 2022.

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1724 N WINNEBAGO AVE, K, CHICAGO, IL 60647-5348
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2022 · Amount on File
Deed Sale	Apr 26, 2022 · Amount on File
Prior Sale	Aug 4, 2015 · Amount on File
Deed Document Number	202241841
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Apr 26, 2022
Property Address	850 N EAGLE ST, NAPERVILLE, IL 60563-3028
Document Number	0000041841
Map Reference	DOC 192270
Instrument Date	Mar 31, 2022
Instrument	R2022-041841
Transaction Type	Transfer
Record Updated	May 11, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$745.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	850 N EAGLE ST, NAPERVILLE, IL 60563-3028

Mortgage

Document Number	0000041842
Date	Apr 26, 2022
Instrument	R2022-041842

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.75%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	850 N EAGLE ST, NAPERVILLE, IL 60563-3028
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074655
Date	May 12, 2021
Instrument	R2021-074655

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 850 N Eagle St was $15,899 with a homeowner's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,899.00	$280,682 Land $110,066 Building $170,616	$842,046 Land $330,198 Building $511,848
2022	$13,700.00 Homeowner's exemption	$218,040 Land $84,960 Building $133,080	$654,120 Land $254,880 Building $399,240

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 850 N Eagle St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1983–1996)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jul 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 850 N Eagle St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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