850 Maple St, Independence, OR 97351 Property Records

Polk County property record for 850 Maple St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,569 sqft · built 2016
Lot Size	0.115 acres (5,014 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (May 2024)
Tax Bill	$3,865 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit Oct 2020 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08429-DA-15300`

Property Details

APN / Parcel Number

Primary APN	`08429-DA-15300`
Alternative APN	`576320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,569 sqft Living Area
Gross Area	2,064 sqft
1st Floor Area	1,569 sqft
Great Room	Great Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Combination
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,014 sqft (0.115 acres)
Garage Area	495 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	576320
Street Address	850 MAPLE ST
City	INDEPENDENCE
State	OR
Zip	97351-1636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Description	PARTITION PLAT 2017-0004 LOT 2
Legal Range	4W
Legal Township	08S
Legal Section	29
Legal Subdivision	PARTITION PLAT 2017-0004
Legal Block	5
Legal Lot Number	2
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	5
Census Block	5024
Census Tract	20305

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12920 KINGS VALLEY HWY, MONMOUTH, OR 97361-9525
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Oct 8, 2020	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Sep 25, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2024 · Amount on Record
Deed Sale	May 28, 2024 · Amount on Record
Prior Sale	Feb 22, 2017
Deed Document Number	20243930
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	850 MAPLE ST, INDEPENDENCE, OR 97351-1636
Transaction Type	Mortgage
Record Updated	Aug 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009361
Date	Aug 9, 2018
Instrument	2018-009361

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	850 MAPLE ST, INDEPENDENCE, OR 97351-1636
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014822
Date	Oct 8, 2020
Instrument	2020-014822

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	940 Months
Due	Feb 17, 2099

Interest

Rate Type	Adjustable Rate
Rate	2.74%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	850 MAPLE ST, INDEPENDENCE, OR 97351-1636
Document Number	0000014823
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Oct 26, 2020
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 MAPLE ST INDEPENDENCE OR 973511636, INDEPENDENCE, OR 97351-1636

Mortgage

Document Number	0000014823
Date	Oct 8, 2020
Instrument	14823

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	948 Months
Due	Oct 7, 2099

Interest

Rate Type	Adjustable Rate
Rate	2.74%

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,540 (+3%) Land $36,880 Building $220,660	$472,020 (+0.81%) Land $150,000 Building $322,020
2025	$3,865.00 (-9.68%) Veteran's exemption	$250,040 (+3%) Land $35,810 Building $214,230	$468,240 (+2.32%) Land $138,900 Building $329,340
2024	$4,279.00 (-2.51%)	$242,760 (+3%) Land $34,770 Building $207,990	$457,640 (+1.25%) Land $137,600 Building $320,040
2023	$4,389.00 (+8.94%)	$235,690 (+3%) Land $33,750 Building $201,940	$451,970 (+9.78%) Land $135,000 Building $316,970
2022	$4,029.00	$228,830 Land $32,770 Building $196,060	$411,700 Land $114,000 Building $297,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hunter Communications.

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