San Mateo County property record for 850 Lincoln St, Moss Beach, CA 94038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,430 sqft · built 1985 |
| Lot Size | 0.125 acres (5,437 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,950,000 (Jun 2022) |
| Tax Bill | $19,243 (2025) |
| Deeds & Mortgages | Jan 2023 Transfer Aug 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 037-061-140 |
| Primary APN | 037-061-140 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,430 sqft Living Area |
| Gross Area | 2,930 sqft |
| 1st Floor Area | 1,410 sqft |
| 2nd Floor Area | 1,020 sqft |
| Basement Area | 500 sqft |
| Family Room | Family Room |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 5,437 sqft (0.125 acres) |
| Lot Dimensions | 109 ft deep x 50 ft wide |
| Garage Type | Basement |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 850 LINCOLN ST |
|---|---|
| City | MOSS BEACH |
| State | CA |
| Zip | 94038-9760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R100S7 |
| Legal Description | LOTS 3 & 4 BLK 26 MOSS BEACH HEIGHTS RSM 6/8 |
| Legal Subdivision | MOSS BEACH HEIGHTS |
| Legal Block | 26 |
| Legal Lot Number | 3,4 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 613600 |
Source: San Mateo County assessment roll, APN 037-061-140, as of July 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 850 LINCOLN ST, MOSS BEACH, CA 94038-9760 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 24, 2023 | Intrafamily Transfer, Transfer |
| Aug 01, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jun 02, 2022 | Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK |
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Jul 30, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Mar 01, 2018 | Grant Deed, Transfer WELLS FARGO BK/TX |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 02, 2022 · Amount on Record |
| Deed Sale | Jun 02, 2022 · Amount on Record |
| Prior Sale | Mar 03, 2018 · Amount on Record |
| Deed Document Number | 202244762 |
| Last Transfer Date | Dec 22, 2022 |
| Transfer Doc | 0000003497 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jan 24, 2023 |
| Property Address | 850 LINCOLN ST, MOSS BEACH, CA 94038-9760 |
| Document Number | 0000003497 |
| Map Reference | MB 6 PG 8 |
| Instrument Date | Dec 22, 2022 |
| Instrument | 2023-003497 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 850 LINCOLN ST, MOSS BEACH, CA 94038-9760 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 850 LINCOLN ST, MOSS BEACH, CA 94038-9760 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 740 BAIR ISLAND RD 102, 102, REDWOOD CITY, CA 94063-5521 |
| Document Number | 0000058027 |
|---|---|
| Date | Aug 01, 2022 |
| Instrument | 2022-058027 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.45% |
| Type Change Date | Aug 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 9.45% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.45% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jun 02, 2022 |
| Property Address | 850 LINCOLN ST, MOSS BEACH, CA 94038-9760 |
| Document Number | 0000044762 |
| Map Reference | MB 6 PG 8 |
| Instrument Date | May 23, 2022 |
| Instrument | 2022-044762 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,145.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 740 BAIR ISLAND RD APT 102, 102, REDWOOD CITY, CA 94063-5521 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 850 LINCOLN ST, MOSS BEACH, CA 94038-9760 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 850 LINCOLN ST, MOSS BEACH, CA 94038-9760 |
| Document Number | 0000038812 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021-038812 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90071 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.88% |
| Type Change Date | Apr 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.88% |
| Index | 1-Year CMT |
| Max Rate | 7.88% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 850 LINCOLN ST, MOSS BEACH, CA 94038-9760 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000067478 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 2020-067478 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Jul 30, 2018 |
| Property Address | 850 LINCOLN ST, MOSS BEACH, CA 94038-9760 |
| Document Number | 0000059150 |
| Instrument Date | Jul 06, 2018 |
| Instrument | 59150 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 850 LINCOLN ST MOSS BEACH CA 940389760, MOSS BEACH, CA 94038-9760 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Recording Date | Mar 01, 2018 |
| Property Address | 850 LINCOLN ST, MOSS BEACH, CA 94038-9760 |
| Document Number | 0000014565 |
| Instrument Date | Feb 15, 2018 |
| Instrument | 14565 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2018 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE CO/CA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,692.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 850 LINCOLN ST MOSS BEACH CA 940389760, MOSS BEACH, CA 94038-9760 |
| Document Number | 14566 |
|---|---|
| Date | Mar 01, 2018 |
| Instrument | 14566 |
| Name | WELLS FARGO BK/TX |
|---|---|
| Type | Bank |
| Address | 101 N PHILLIPS AVE, SIOUX FALLS, SD 57104-6738 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 29, 2048 |
Source: San Mateo County assessment roll as of July 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Unified School District | Cabrillo Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,455,148 (+2%) Land $727,574 Building $727,574 | ||
| 2025 | $19,243.00 (+9.17%) | $1,426,616 (+4.04%) Land $713,308 Building $713,308 | |
| 2023 | $17,626.00 (-21.41%) Homeowner's exemption | $1,371,220 Land $685,610 Building $685,610 | $1,510,200 |
| 2022 | $22,427.00 |
Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060816136001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1986–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996 · Severe Storms, Flooding, Mud And Landslides |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 274 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Cruzio Internet, T-Mobile USA.
Source: EPA Safe Drinking Water Information System, water system CA4110010, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONTARA WATER AND SANITARY DISTRICT serves 6,088 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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