850 Indian Dune Rd, San Miguel, CA 93451 Property Records

San Luis Obispo County property record for 850 Indian Dune Rd, San Miguel, CA 93451

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,759 sqft · built 2004
Lot Size15.6 acres (682,150 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Oct 2002)
Tax Bill$7,554 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN027-051-027

Property Details

APN / Parcel Number

Primary APN027-051-027

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,759 sqft Living Area
1st Floor Area1,759 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeWood
Lot Area682,150 sqft
TerrainCombination
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Street Address850 INDIAN DUNE RD
CitySAN MIGUEL
StateCA
Zip93451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionAMS LT FT TR LT 6
Legal SubdivisionAMES & LIGHTFOOT
Legal Block3
Legal Lot Number6
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionPASO ROBLES
Census Block Group3
Census Block3001
Census Tract10016

Owner

850 Indian Dune Rd is owned and occupied by two individuals who bought it in October 2002.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 883, SAN MIGUEL, CA 93451-0883
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 25, 2002 · Amount on File
Deed SaleOct 25, 2002 · Amount on File
Prior SaleMay 15, 1997 · Amount on File
Deed Document Number200290878
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address850 INDIAN DUNE RD, SAN MIGUEL, CA 93451
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000039063
DateJul 29, 2020
Instrument2020039063
Lender
NameLOANPAL LLC
TypeNon-Lending Institution
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 850 Indian Dune Rd was $7,554 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictSan Miguel Joint Union Elementary School District (KG - 08)
Secondary School DistrictPaso Robles Joint Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$716,927 (+2%) Land $290,282 Building $426,645
2025$7,554.00 Homeowner's exemption$702,871 Land $284,591 Building $418,280
2023$6,825.00 (-0.23%) Homeowner's exemption$649,844 Land $273,541 Building $376,303
2022$6,841.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 850 Indian Dune Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 850 Indian Dune Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 70% of California
Wildfire Likelihood0.09% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
115 / 7

May also be available: Surfnet Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Indian Dune Rd

Nearby Streets

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