850 Golf Course Cir, Murphy, NC 28906 Property Records

Cherokee County property record for 850 Golf Course Cir, Murphy, NC 28906 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 2017
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on File
Last Sale	$12,500 (Feb 2017)
Tax Bill	$1,132 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`550104522778000`

Property Details

APN / Parcel Number

Primary APN	`550104522778000`
Alternative APN	`45206`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Heated Area
Flooring	Wood
Interior Walls	Plaster
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	37,462 sqft (0.86 acres)
Lot Dimensions	329 ft deep x 123 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	450 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	45206
Street Address	850 GOLF COURSE CIR
City	MURPHY
State	NC
Zip	28906-7054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 213 CHEROKEE HILLS GOLF COURSE PROP 1083/278
Legal Phase	1083
Legal Lot Number	213
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2024
Census Tract	930501

Owner

Source: Cherokee County records · APN 550104522778000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	2 Verified Secondary Owners
Mailing Address	658 GOLF COURSE CIR, MURPHY, NC 28906-4685
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 04, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 17, 2017	Deed of Trust, Mortgage · Construction Mortgage ENTEGRA BANK
Feb 27, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	4 Verified Names on Deed
Last Sale	Feb 27, 2017 · Amount on Record
Deed Sale	Feb 27, 2017 · Amount on Record
Deed Document Number	00812
Deed Book / Page	01555 / 0386
Record Updated	Jun 08, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	850 GOLF COURSE CIR, MURPHY, NC 28906-7054
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573

Mortgage

Document Number	1682/1046
Date	Jun 04, 2021
Book Page	1682/1046
Instrument	3749

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 01, 2041

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	850 GOLF COURSE CIR, MURPHY, NC 28906-7054
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01574/0666
Date	Nov 17, 2017
Book Page	01574/0666
Instrument	05395

Lender

Name	ENTEGRA BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Nov 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Type Change Date	Nov 01, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.99%
Index	1-Year LIBOR
Margin	2
Max Rate	9.9%

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 27, 2017
Property Address	850 GOLF COURSE CIR, MURPHY, NC 28906-7054
Document Number	01555/0386
Book / Page	01555 / 0386
Instrument Date	Feb 22, 2017
Instrument	00812
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Tax	$25.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3747 SALTMEADOW CT S, 3747, JACKSONVILLE, FL 32224-9652

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	658 GOLF COURSE CIR, MURPHY, NC 28906-4685

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,132.00	$147,730 (-)	$147,730 (-) Land $11,500 Building $136,230
2023		$147,730	$147,730 Land $11,500 Building $136,230

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399305012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2020–2025)
Most Recent Claim	Apr 2025, rainfall accumulation
Claims By Storm	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 84% of North Carolina
Wildfire Likelihood	About 1 in 493 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 57 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	300 / 20
Wilkes Telephone Membership	Fixed Wireless	10 / 1
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: CND Acquisition, Wilkes Telephone Membership. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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