850 Eldorado St, Winnetka, IL 60093 Property Records

Cook County property record for 850 Eldorado St, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,240 sqft · built 1949
Lot Size	0.167 acres (7,275 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,550,000 (Jan 2024)
Tax Bill	$21,302 (2023)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-17-407-023`

Property Details

APN / Parcel Number

Primary APN	`05-17-407-023`
Alternative APN	`05-17-407-023-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,240 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,275 sqft (0.167 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	850 ELDORADO ST
City	WINNETKA
State	IL
Zip	60093-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(WINNETKA) PARK (BLUFFS) SUB IN SEC17 20 & SEC 16-42-13
Legal Range	13E
Legal Township	42N
Legal Section	16
Legal Subdivision	WINNETKA PARK BLUFFS
Legal Block	8
Legal Lot Number	1,2
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	1
Census Block	1013
Census Tract	800400

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	850 ELDORADO ST, WINNETKA, IL 60093-1906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Warranty Deed, Transfer · Conventional Mortgage PROPER RATE LLC
Jan 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jul 6, 2018	Quit Claim Deed, Mortgage MB FIN'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2024 · Amount on Record
Deed Sale	Jan 26, 2024 · Amount on Record
Deed Document Number	20246133
Prior Transfer Date	Jun 14, 2018
Prior Transfer Doc	0000022014
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 26, 2024
Property Address	850 ELDORADO ST, WINNETKA, IL 60093-1906
Document Number	0002606133
Instrument Date	Sep 15, 2023
Instrument	2402606133
Transaction Type	Transfer
Record Updated	Feb 7, 2024
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,550.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	850 ELDORADO ST, WINNETKA, IL 60093-1906

Mortgage

Document Number	0002606136
Date	Jan 26, 2024
Instrument	2402606136

Lender

Name	PROPER RATE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate	6.25%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	850 ELDORADO ST, WINNETKA, IL 60093-1906
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000506022
Date	Jan 5, 2022
Instrument	2200506022

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Feb 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.12%
Index	Other
Max Rate	8.12%

July 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jul 6, 2018
Property Address	850 ELDORADO ST, WINNETKA, IL 60093-1906
Document Number	1818722014
Instrument Date	Jun 14, 2018
Instrument	18722014
Transaction Type	Mortgage
Record Updated	Jul 16, 2018
Title Company	OCONNOR TITLE GUARANTY INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	850 ELDORADO ST WINNETKA IL 600931906, WINNETKA, IL 60093-1906

Mortgage

Document Number	1818722016
Date	Jul 6, 2018
Instrument	18722016

Lender

Name	MB FIN'L BK
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$149,001 (+56.51%) Land $19,643 Building $129,358	$1,490,010 (+56.51%) Land $196,430 Building $1,293,580
2023	$21,302.00 (+6.35%)
2022	$20,031.00 (+11.97%) Homeowner's exemption	$95,200 (+31.74%) Land $24,007 Building $71,193	$952,000 (+31.74%) Land $240,070 Building $711,930
2021	$17,890.00 Homeowner's exemption	$72,266 Land $16,368 Building $55,898	$722,660 Land $163,680 Building $558,980

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1980–2019)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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