850 E Church St, Bartow, FL 33830 Property Records

Polk County property record for 850 E Church St, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,880 sqft · built 1911
Lot Size	0.519 acres (22,616 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Oct 2017)
Tax Bill	$2,493 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-30-05-371500-000071`

Property Details

APN / Parcel Number

Primary APN	`25-30-05-371500-000071`
Alternative APNs	`053025371500000071` `53025000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	1,880 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1911
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Other
Lot Area	22,616 sqft (0.519 acres)
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	360 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	608 sqft

Location & Zoning

Street Address	850 E CHURCH ST
City	BARTOW
State	FL
Zip	33830-4013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SAMPLE J W ADD PB 2 PG 9 LOTS 7 LESS W 23 FT & LESS N 4 FT & 8 LESS E 15 FT & LESS N 4 FT
Legal Range	25E
Legal Township	30S
Legal Section	05
Legal Subdivision	SAMPLE J W ADDITION
Legal Tract	371500
Legal Block	2
Legal Lot Number	7
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2062
Census Tract	15000

Owner

850 E Church St is owned and occupied by two individuals who bought it in October 2017.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	850 E CHURCH ST, BARTOW, FL 33830-4013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Oct 9, 2017	Warranty Deed, Transfer · FHA Mortgage GTE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2017 · Amount on File
Deed Sale	Oct 9, 2017 · Amount on File
Prior Sale	Nov 3, 2003 · Amount on File
Deed Document Number	2017192438
Deed Book / Page	10281 / 578
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	850 E CHURCH ST, BARTOW, FL 33830-4013
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 E CHURCH ST, BARTOW, FL 33830-4013

Mortgage

Document Number	0000180782
Date	Aug 3, 2023
Book Page	12787/454
Instrument	2023180782

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Oct 9, 2017
Property Address	850 E CHURCH ST, BARTOW, FL 33830-4013
Document Number	0102810578
Book / Page	010281 / 000578
Instrument Date	Sep 29, 2017
Instrument	192438
Transaction Type	Transfer
Record Updated	Nov 20, 2018
Title Company	EXECUTIVE TITLE/CTRL FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	850 E CHURCH ST BARTOW FL 338304013, BARTOW, FL 33830-4013

Mortgage

Document Number	102810579
Date	Oct 9, 2017
Book Page	010281/000579
Instrument	192439

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 850 E Church St was $2,493 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bartow City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$188,013 (+4.37%)	$316,012 (+2.34%) Land $87,214 Building $228,798
2025	$2,493.00 Homeowner's exemption	$180,149	$308,791 Land $85,345 Building $223,446
2023	$2,675.00 (+15.15%) Homeowner's exemption	$169,973 (+3%)	$283,815 (+12.52%) Land $37,507 Building $246,308
2022	$2,323.00 Homeowner's exemption	$165,022	$252,233 Land $31,484 Building $220,749

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 850 E Church St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1995–2004)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2004 · Hurricane Frances

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 850 E Church St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum, Verizon.

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