850 Diamond St, Laguna Beach, CA 92651 Property Records

Orange County property record for 850 Diamond St, Laguna Beach, CA 92651

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,305 sqft · built 2001
Lot Size	0.099 acres (4,313 sqft)
Owner	Company Name on Record
Last Sale	$1,822,500 (Jan 2014)
Tax Bill	$23,738 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`644-302-17`

Property Details

APN / Parcel Number

Primary APN	`644-302-17`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	2,305 sqft Living Area

Exterior

Year Built	Built 2001
Lot Area	4,313 sqft (0.099 acres)
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	850 DIAMOND ST
City	LAGUNA BEACH
State	CA
Zip	92651-3410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 764 BLK LOT 174
Legal Tract	764
Legal Lot Number	174
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	3
Census Block	3000
Census Tract	62620

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	850 DIAMOND ST, LAGUNA BEACH, CA 92651-3410
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 25, 2025	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 6, 2017	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Jul 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2014 · Amount on Record
Deed Sale	Jan 6, 2014 · Amount on Record
Prior Sale	Jan 6, 2014 · Amount on Record
Deed Document Number	0000003204
Last Transfer Date	Jul 10, 2017
Transfer Doc	0000282154
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	850 DIAMOND ST, LAGUNA BEACH, CA 92651-3410
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 DIAMOND ST, LAGUNA BEACH, CA 92651-3410

Mortgage

Document Number	0000434506
Date	Jul 6, 2021
Instrument	2021000434506

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Annually

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	850 DIAMOND ST, LAGUNA BEACH, CA 92651-3410
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	850 DIAMOND ST, LAGUNA BEACH, CA 92651-3410

Mortgage

Document Number	0000233924
Date	Aug 25, 2025
Instrument	2025000233924

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	850 DIAMOND ST, LAGUNA BEACH, CA 92651-3410
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000277842
Date	Jul 6, 2017
Instrument	2017000277842

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.75%
Index	1-Year LIBOR
Max Rate	7.75%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 10, 2017
Property Address	850 DIAMOND ST, LAGUNA BEACH, CA 92651-3410
Document Number	0000282154
Instrument Date	Jun 27, 2017
Instrument	282154
Transaction Type	Transfer
Record Updated	Jul 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	850 DIAMOND ST LAGUNA BEACH CA 926513410, LAGUNA BEACH, CA 92651-3410

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Beach City
Unified School District	Laguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$23,738.00 (+3.22%)	$2,233,885 (+4.04%) Land $1,367,575 Building $866,310
2023	$22,998.00 (+2.19%)	$2,147,142 Land $1,314,471 Building $832,671
2022	$22,506.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (1983–2024)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Feb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAGUNA BEACH COUNTY WD serves 18,862 people · EPA ID CA3010017
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 713 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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