Christian County property record for 850 Dial St, Kincaid, IL 62540
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,196 sqft · built 1910 |
| Lot Size | 0.55 acres (23,813 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,653 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-12-10-404-002-00 |
| Primary APN | 15-12-10-404-002-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,196 sqft Living Area |
| 1st Floor Area | 1,196 sqft |
| Basement Area | 884 sqft |
| Finished Basement | 884 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1965 |
| Construction Type | Frame |
| Lot Area | 23,813 sqft (0.55 acres) |
| Garage Type | Detached |
| Garage Area | 780 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 96 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 850 DIAL ST |
|---|---|
| City | KINCAID |
| State | IL |
| Zip | 62540-4460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | KINCAID S1/2 BLK 29 152082.000 2001-03033 12-10-G 99-01084 97-03014 97-03016 |
| Legal Subdivision | KINCAID ORIG TOWN |
| Legal Block | 29 |
| Jurisdiction | CHRISTIAN IL |
| Township / Civil Division | SOUTH FORK |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 958200 |
Source: Christian County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 850 DIAL ST, KINCAID, IL 62540-4460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MIDLAND COMMUNITY BANK |
| Feb 27, 2017 | Deed of Trust, Mortgage · Line of Credit MIDLAND COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN IL |
| Property Address | 850 DIAL ST, KINCAID, IL 62540-4460 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R00774 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021R00774 |
| Name | MIDLAND COMMUNITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN IL |
| Property Address | 850 DIAL ST, KINCAID, IL 62540-4460 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017R00753 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 2017R00753 |
| Name | MIDLAND COMMUNITY BANK |
|---|---|
| Address | KINCAID, IL 62540 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Feb 18, 2022 |
| Rate | 4.09% |
|---|
Source: Christian County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Christian County |
| County Subdivision | South Fork Township |
| Municipality | Kincaid Village |
| Unified School District | South Fork School District 14 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,653.00 | $30,655 Land $2,791 Building $27,864 | $91,965 Land $8,373 Building $83,592 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KINCAID serves 1,561 people · EPA ID IL0210250 |
|---|---|
| Water Source | Purchased surface water from TAYLORVILLE |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education currently in violation since Mar 2025 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Computer Techniques Fiber | 2,000 / 2,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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