San Luis Obispo County property record for 850 Derek Ct, Nipomo, CA 93444
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 3,917 sqft · built 1925 |
| Lot Size | 0.128 acres (5,585 sqft) |
| Owner | Individual Name on File |
| Last Sale | $763,000 (Nov 2020) |
| Tax Bill | $8,825 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 092-574-018 |
| Primary APN | 092-574-018 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Total Rooms | 13 Rooms |
| Building Area | 3,917 sqft |
| Year Built | Built 1925 |
|---|---|
| Construction Type | Wood Frame |
| Lot Area | 5,585 sqft (0.128 acres) |
| Terrain | Other |
| Street Address | 850 DEREK CT |
|---|---|
| City | NIPOMO |
| State | CA |
| Zip | 93444-9398 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TR 2494 LT 17 |
| Legal Tract | 2494 |
| Legal Lot Number | 17 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 4 |
| Census Block | 4017 |
| Census Tract | 12404 |
850 Derek Ct is owned and occupied by an individual who bought it in November 2020.
Source: San Luis Obispo County records, as of September 29, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 850 DEREK CT, NIPOMO, CA 93444-9398 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2020 · Amount on File |
| Deed Sale | Nov 23, 2020 · Amount on File |
| Prior Sale | May 3, 2016 |
| Deed Document Number | 2020068494 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Nov 23, 2020 |
| Property Address | 850 DEREK CT, NIPOMO, CA 93444-9398 |
| Document Number | 0000068494 |
| Map Reference | MB 29 PG 49 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 2020068494 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 850 DEREK CT, NIPOMO, CA 93444-9398 |
| Document Number | 0000068495 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2020068495 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 850 Derek Ct was $8,825 with a homeowner's exemption.
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,825.00 Homeowner's exemption | $825,894 Land $297,668 Building $528,226 |
| 2023 | $8,426.00 (+1.55%) Homeowner's exemption | $793,825 Land $286,110 Building $507,715 |
| 2022 | $8,297.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 850 Derek Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 850 Derek Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026 |
|---|---|
| Water Source | Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, T-Mobile.
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