Cherokee County property record for 850 Co Rd 769, Cedar Bluff, AL 35959
| Property Type | Single Family Home |
|---|---|
| Details | 2,540 sqft · built 2008 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Jul 2016) |
| Tax Bill | $1,611 (2026) |
| Deeds & Mortgages | Jun 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 13-10-04-19-0-000-034.000 |
| Primary APN | 13-10-04-19-0-000-034.000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,540 sqft Living Area |
| 1st Floor Area | 1,820 sqft |
| Upper Floors Area | 720 sqft |
| Basement Area | 640 sqft |
| Unfinished Basement | 640 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Metal |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 91,476 sqft (2.1 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 624 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Account Number | 29696 |
|---|---|
| Street Address | 850 COUNTY ROAD 769 |
| City | CEDAR BLUFF |
| State | AL |
| Zip | 35959-3462 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BEN WOOD ESTATES 13/36 |
| Legal Range | 10E |
| Legal Township | 09S |
| Legal Section | 19 |
| Legal Subdivision | BEN WOOD ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CEDAR BLUFF-GAYLESVILLE |
| Census Block Group | 3 |
| Census Block | 3058 |
| Census Tract | 955702 |
850 Co Rd 769 is owned and occupied by an individual who bought it in July 2016.
Source: Cherokee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 850 COUNTY ROAD 769, CEDAR BLUFF, AL 35959-3462 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 7, 2016 · Amount on File |
| Deed Sale | Jul 7, 2016 · Amount on File |
| Prior Sale | Aug 10, 2015 · Amount on File |
| Deed Document Number | 20161071506 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 850 COUNTY ROAD 769, CEDAR BLUFF, AL 35959-3462 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Name | Verified Name |
|---|
| Document Number | 207978 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 207978 |
| Name | CHEAHA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 850 Co Rd 769 was $1,611 with a homeowner's exemption, up 7.2% from the year before.
Source: Cherokee County assessment roll, as of December 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,611.00 (+7.19%) | ||
| 2025 | $1,503.00 (+16.06%) Homeowner's exemption | $30,000 (+2.67%) Land $12,040 Building $17,960 | $370,500 (+15.49%) Land $120,400 Building $250,100 |
| 2024 | $1,295.00 Additional exemption filed | $29,220 (-8.97%) Land $11,260 Building $17,960 | $320,800 (-) Land $112,500 Building $208,300 |
| 2023 | $1,295.00 Homeowner's exemption | $32,100 (+127.02%) | $320,800 (-) Land $112,500 Building $208,300 |
| 2022 | $1,295.00 Homeowner's exemption | $14,140 Land $11,260 Building $2,880 | $320,800 Land $112,500 Building $208,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 850 Co Rd 769 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 850 Co Rd 769 is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 71% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 25 / 5 |
May also be available: AT&T, T-Mobile.
5G (outdoors only) and 4G LTE
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