850 Central Ave, Unit 211, Naples, FL 34102 Property Records

Collier County property record for 850 Central Ave, Unit 211, Naples, FL 34102

Property Summary

Property Type	Condominium
Details	1,200 sqft · built 2021
Owner	Individual Name on File
Last Sale	$1,570,000 (May 2023)
Tax Bill	$10,014 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`044520 2115A03`

Property Details

APN / Parcel Number

Primary APN	`044520 2115A03`
Alternative APN	`7080500222`

Interior

Building Area	1,200 sqft Adjusted Area

Exterior

Year Built	Built 2021

Location & Zoning

Account Number	044520 2115A03
Street Address	850 CENTRAL AVE UNIT 211, 211
City	NAPLES
State	FL
Zip	34102-6023
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	EIGHT FIFTY CENTRAL A CONDOMINIUM UNIT 211
Legal Range	25
Legal Township	50
Legal Section	03
Legal Subdivision	EIGHT FIFTY CENTRAL A CONDOMINIUM
Legal Lot Number	211
Legal Unit	211
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2001
Census Tract	102

Owner

850 Central Ave, Unit 211 is owned and occupied by an individual who bought it in May 2023.

Source: Collier County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	850 CENTRAL AVE UNIT 211, 211, NAPLES, FL 34102-6023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2023 · Amount on File
Deed Sale	May 2, 2023 · Amount on File
Deed Document Number	6396616
Deed Book / Page	6242 / 239
Record Updated	Jun 8, 2026

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 2, 2023
Property Address	850 CENTRAL AVE UNIT 211, 211, NAPLES, FL 34102-6023
Document Number	0062420239
Book / Page	6242 / 239
Map Reference	MB 5878 PG 1509
Instrument Date	Apr 27, 2023
Instrument	6396616
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10,990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3435 ENTERPRISE AVE STE 25, 25, NAPLES, FL 34104-3628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 LOCHSTEAD CT, ASHEVILLE, NC 28803-0486

Mortgage

Document Number	0006242241
Date	May 2, 2023
Instrument	6242/241

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.42%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	12.4%
Index	1-Year T-Bill
Max Rate	12.4%

Tax Assessment & Valuation

The 2025 property tax bill for 850 Central Ave, Unit 211 was $10,014 with a homeowner's exemption.

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Municipality	Naples City
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,014.00 Homeowner's exemption	$1,145,000 Building $1,145,000	$1,145,000 Building $1,145,000
2023	$10,102.00 (+23.72%)	$915,915 (+1%)	$1,295,000 (+55.53%) Building $1,295,000
2022	$8,165.00	$832,650 Building $832,650	$832,650 Building $832,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 850 Central Ave, Unit 211 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 253 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	805 units insured incl. 552 condo units
Nearby Flood Claims	127 (1982–2024)
Claims Outside the SFHA	14 of 127
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 54 claims Hurricane Ian, Sep 2022 · 36 claims Hurricane Irma, Oct 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 850 Central Ave, Unit 211 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: CenturyLink, Hotwire Communications, Summit Broadband, T-Mobile, Verizon.