Cook County property record for 850 Arthur Dr, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,168 sqft · built 1974 |
| Lot Size | 0.203 acres (8,840 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $355,000 (Jun 2026) |
| Tax Bill | $5,000 (2023) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-112-013 |
| Primary APN | 06-07-112-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,168 sqft Living Area |
| 1st Floor Area | 1,168 sqft |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,840 sqft (0.203 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 850 ARTHUR DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-3116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (LORDS) (PARK) MANOR (UNIT6) SUB PT OF 1 TO 5 IN CIRC UIT COURT PARTITION PT OF SECS 6 & 7 SEC 07-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | LORDS PARK MANOR UNIT6 |
| Legal Lot Number | 170 |
| Legal Unit | 6 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 804403 |
Source: Cook County records, as of June 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 850 ARTHUR DR, ELGIN, IL 60120-3116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 8, 2026 | Warranty Deed, Transfer · Conventional Mortgage FREE STATE CREDIT UNION |
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2026 · Amount on Record |
| Deed Sale | Jun 8, 2026 · Amount on Record |
| Prior Sale | Jul 17, 2007 · Amount on Record |
| Deed Document Number | 20261592067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 8, 2026 |
| Property Address | 850 ARTHUR DR, ELGIN, IL 60120-3116 |
| Document Number | 0000002067 |
| Instrument Date | Jun 2, 2026 |
| Instrument | 20262067 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53,782.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 850 ARTHUR DR, ELGIN, IL 60120-3116 |
| Document Number | 0000000020, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 2026159202615920 |
| Name | FREE STATE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 850 ARTHUR DR, ELGIN, IL 60120-3116 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013120179 |
|---|---|
| Date | May 11, 2021 |
| Instrument | 2113120179 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2036 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29,000 (+26.09%) Land $6,188 Building $22,812 | $290,000 (+26.09%) Land $61,880 Building $228,120 | |
| 2023 | $5,000.00 (-8.71%) | ||
| 2022 | $5,477.00 Homeowner's exemption | $23,000 Land $5,746 Building $17,254 | $230,000 Land $57,460 Building $172,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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