85 Winward Ln, Shalimar, FL 32579 Property Records

Okaloosa County property record for 85 Winward Ln, Shalimar, FL 32579 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,247 sqft · built 1984
Lot Size0.176 acres (7,685 sqft)
Owner2 Individual Names on File
Last Sale$99,500 (Mar 1996)
Tax Bill$1,470 (2025)
Deeds & MortgagesJan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-592-5362-5

Property Details

APN / Parcel Number

Primary APNC56-000-592-5362-5
Alternative APN
  • 05-2S-23-2080-0130-00G0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,247 sqft Heated Area
Gross Area2,656 sqft
1st Floor Area1,844 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area7,685 sqft (0.176 acres)
Lot Width80 ft Width
PorchOpen Porch
Porch Area308 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address85 WINWARD LN
CitySHALIMAR
StateFL
Zip32579-1566
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPORT DIXIE BEG SW COR LOT 1 BLK 130 E190 FT N80 FT TO POB N80 FT W100 FT S80 FT E100 FT TO POB
Legal Range23
Legal Township02S
Legal Section05
Legal SubdivisionPORT DIXIE
Legal Block130
Legal Lot Number1
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2001
Census Tract21502

Owner

Source: Okaloosa County records · APN C56-000-592-5362-5

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address85 WINWARD LN, SHALIMAR, FL 32579-1566
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 01, 1996 · Amount on Record
Deed SaleMar 01, 1996 · Amount on Record
Deed Document Number0001988559
Record UpdatedJun 08, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address85 WINWARD LN, SHALIMAR, FL 32579-1566
Document Number0032832376
Book / Page003283 / 002376
Instrument DateJan 05, 2017
Transaction TypeMortgage
Record UpdatedJan 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address85 WINWARD LN SHALIMAR FL 325791566, SHALIMAR, FL 32579-1566

Mortgage

Document Number0032832376
DateJan 12, 2017
Book Page003283/002376
Instrument3111943
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term180 Months
DueJan 11, 2032

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,470.00 (+6.6%) Homeowner's exemption$159,347 (+5.99%)$288,996 (+1.58%) Land $83,200 Building $205,796
2023$1,379.00 (+3.14%) Homeowner's exemption$150,346 (+3%)$284,495 (+8.65%) Land $58,203 Building $226,292
2022$1,337.00 Homeowner's exemption$145,967$261,856 Land $54,396 Building $207,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910215022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 29 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force
Nearby Flood Claims4 (1995–2020)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm
  • Hurricane Opal, Oct 1995 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 527 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 100
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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