85 Willow Rd, Metuchen, NJ 08840 Property Records

Middlesex County and Metuchen Borough property record for 85 Willow Rd, Metuchen, NJ 08840

Property Summary

Property Type	Single Family Home
Details	1,896 sqft · built 1956
Lot Size	0.135 acres (5,889 sqft)
Owner	2 Individual Names on File
Last Sale	$452,000 (Jun 2020)
Tax Bill	$11,826 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00003-0000-00172`

Property Details

APN / Parcel Number

Primary APN	`09-00003-0000-00172`
Alternative APN	`090000300172`

Interior

Stories	2 Stories
Building Area	1,896 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Split Level
Exterior Material	Stucco
Construction Type	Frame
Lot Area	5,889 sqft (0.135 acres)
Lot Dimensions	95 ft deep x 62 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	85 WILLOW RD
City	METUCHEN
State	NJ
Zip	08840-1053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	62X95 AVG
Legal Subdivision	TURNER VILLAGE SEC 02
Legal Block	3
Legal Lot Number	172
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	METUCHEN
Census Block Group	1
Census Block	1001
Census Tract	2000

Owner

85 Willow Rd is owned and occupied by two individuals who bought it in June 2020.

Source: Middlesex County and Metuchen Borough records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	85 WILLOW RD, METUCHEN, NJ 08840-1053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Deed of Trust, Mortgage · Line of Credit MANASQUAN BANK
Jun 19, 2020	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2020 · Amount on File
Deed Sale	Jun 19, 2020 · Amount on File
Prior Sale	Aug 1, 2006 · Amount on File
Deed Document Number	202053424
Deed Book / Page	17914 / 635
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	85 WILLOW RD, METUCHEN, NJ 08840-1053
Transaction Type	Mortgage
Record Updated	Jun 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029104
Date	May 18, 2023
Book Page	19213/1223
Instrument	2023029104

Lender

Name	MANASQUAN BANK
Type	Bank
Address	MANASQUAN, NJ 08736

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	May 17, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 19, 2020
Property Address	85 WILLOW RD, METUCHEN, NJ 08840-1053
Document Number	2020053424
Book / Page	17914 / 635
Instrument Date	May 20, 2020
Instrument	2020053424
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,714.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	208 ACOM FALLS COURT, 208, HOLLY SPRINGS, NC 27540

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 WILLOW RD, METUCHEN, NJ 08840-1053

Mortgage

Document Number	2020053425
Date	Jun 19, 2020
Instrument	2020053425

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 85 Willow Rd was $11,826, up 4.3% from the year before.

Source: Middlesex County and Metuchen Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Metuchen Borough
Unified School District	Metuchen Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,000 (-) Land $80,000 Building $83,000	$163,000 (-) Land $80,000 Building $83,000
2025	$11,826.00 (+4.32%)	$163,000 Land $80,000 Building $83,000	$163,000 Land $80,000 Building $83,000
2024	$11,336.00
2023		$163,000 Land $80,000 Building $83,000	$163,000 Land $80,000 Building $83,000
2022	$10,384.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 85 Willow Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1978–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85 Willow Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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