85 Williford St, Commerce, GA 30529 Property Records

Jackson County property record for 85 Williford St, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,308 sqft · built 1990
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Tax Bill	$1,590 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C04 092B`

Property Details

APN / Parcel Number

Primary APN	`C04 092B`
Alternative APN	`8470`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,308 sqft Heated Area
1st Floor Area	996 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	130 ft deep x 120 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Open Porch
Porch Area	150 sqft
Patio Area	40 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	8470
Street Address	85 WILLIFORD ST
City	COMMERCE
State	GA
Zip	30529-2037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	0.247 ACRE PLAT BOOK 36 PAGE 90
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	4
Census Block	4068
Census Tract	10400

Owner

Source: Jackson County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85 WILLIFORD ST, COMMERCE, GA 30529-2037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed of Trust, Mortgage · FHA Mortgage US DEPARTMENT OF HOUSING AND URBAN DEVEL
Nov 14, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2005
Deed Sale	Dec 2, 2005
Deed Document Number	000041Y157
Prior Transfer Date	Jan 26, 2005
Prior Transfer Doc	2005-000448
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	85 WILLIFORD ST, COMMERCE, GA 30529-2037
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 WILLIFORD ST, COMMERCE, GA 30529-2037

Mortgage

Document Number	00118E0000000458
Date	Dec 16, 2025
Book Page	000000118E/0000000458

Lender

Name	US DEPARTMENT OF HOUSING AND URBAN DEVEL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2054

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	85 WILLIFORD ST, COMMERCE, GA 30529-2037
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 WILLIFORD ST, COMMERCE, GA 30529-2037

Mortgage

Document Number	00113H0000000790
Date	Nov 14, 2024
Book Page	000000113H/0000000790

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	85 WILLIFORD ST, COMMERCE, GA 30529-2037
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 WILLIFORD ST, COMMERCE, GA 30529-2037

Mortgage

Document Number	00098S0000000118
Date	Oct 6, 2021
Book Page	000000098S/0000000118

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Commerce City
Unified School District	Commerce City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,590.00 (+14.14%)	$59,568 (+17.98%) Land $18,160 Building $41,408	$148,920 (+17.98%) Land $45,400 Building $103,520
2024	$1,393.00 (+3.41%)	$50,488 (+10.89%) Land $9,080 Building $41,408	$126,220 (+10.89%) Land $22,700 Building $103,520
2023	$1,347.00 (+17.33%)	$45,528 (+28.58%) Land $9,080 Building $36,448	$113,820 (+28.58%) Land $22,700 Building $91,120
2022	$1,148.00	$35,408 Land $6,800 Building $28,608	$88,520 Land $17,000 Building $71,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: TruVista Communications.

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